USDA Vs. FHA your options comparison in Altavista, Campbell County, VA
In the year 2026, the USDA loan limit in Altavista within Campbell county, VA, is established at $349,600. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to explore and compare today's optimal USDA versus FHA rates. This tool helps you determine the required income, credit, reserves, and necessary documentation to qualify. With our advanced mortgage calculator, you can sequentially evaluate the USDA, FHA, Conforming, and VA loan options, providing an effective comparison to assist you in choosing the best program in tailored to your financial needs.
2026 Loan Limits and Downpayment Requirements in Altavista, County of Campbell, VA
Loan Type
Loan Limit
Down Payment
USDA
$349,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Altavista, VA
At Lendersa®, our primary goal is to secure for you the most advantageous USDA or FHA loan efficiently, with minimal hassle. Choose from one of three starting options that lead to matching with potential lenders and exploring USDA loan programs that meet your needs.
The USDA home loan, also identified as a USDA rural development loan or USDA mortgage, is secured by the government through the Department of Agriculture. Exclusively accessible in rural areas, this loan differs from FHA loans, which require at least a 3.5% down payment; USDA loans do not require any down payment, providing an excellent opportunity for eligible borrowers in rural communities.
First National Bank is a full service commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia. Member FDIC | Equal Housing Lender commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia.
We are committed to quality customer service - putting the people we serve first. we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! Specializing in residential mortgage loans for purchases, refinances and equity lines/loans
Melanie Thompson is a mortgage broker with access to more than 40 lenders and dozens of loan programs to help you with your home purchase or refinance. Her expertise in understanding credit is second to none and she will work with you to legitimately obtain a higher credit score so your loan terms are the very best available.
Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field
Lynchburg Municipal Employees Federal Credit Union
3176 Fort Avenue, Lynchburg, VA, 24501
Lends in Virginia
The approval of Federal Credit Union Charter Number 14623 on August 8th, 1961 allowed for Lynchburg Municipal Employees Federal Credit Union (LMEFCU) to help promote financial services and security for its membership. We were originally chartered to serve employees of the City of Lynchburg and their immediate families.
At Select Bank, we can help you manage your time and your money. We’ve brought together old-fashioned service and the latest tools and technology in order to provide you with the products and services you need, when you need them – and on your terms. We’re focused on treating every customer like they’re our only customer.
"TY Mortgage, LLC, has a team of experienced and highly skilled loan consultants that will help you determine which loan option is best suited for your situation. At TY Mortgage, we help you get the loan that you want in the time frame you want it in. Purchase or Refinance Mortgage Residential or Commercial.
Blue Ridge Mortgage you have a lender that you can count on for your family’s needs for generations to come! Community-Oriented Blue Ridge Mortgage is a locally owned and operated residential mortgage company. We specialize in purchase loans, rate and term refinance, and debt consolidation.
Central Virginia Federal Credit Union offers a fresh, unique alternative to banks. Like other financial institutions, we offer a full range of financial products and services. Unlike the others, we are not-for-profit. putting those savings in your pocket! Here you are more than a customer, you're a member.
