USDA and FHA Pro and Con in Altavista, Campbell County, VA
In the year 2025, the USDA loan limit in Altavista within Campbell county, VA, is established at $349,600. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Utilize Lendersa® USDA loan calculator to explore and compare today's optimal USDA versus FHA rates. This tool helps you determine the required income, credit, reserves, and necessary documentation to qualify. With our advanced mortgage calculator, you can sequentially evaluate the USDA, FHA, Conforming, and VA loan options, providing an effective comparison to assist you in choosing the best program in tailored to your financial needs.
2025 Loan Limits and Downpayment Requirements in Altavista, County of Campbell, VA
Loan Type
Loan Limit
Down Payment
USDA
$349,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Altavista, VA
At Lendersa®, our primary goal is to secure for you the most advantageous USDA or FHA loan efficiently, with minimal hassle. Choose from one of three starting options that lead to matching with potential lenders and exploring USDA loan programs that meet your needs.
The USDA home loan, also identified as a USDA rural development loan or USDA mortgage, is secured by the government through the Department of Agriculture. Exclusively accessible in rural areas, this loan differs from FHA loans, which require at least a 3.5% down payment; USDA loans do not require any down payment, providing an excellent opportunity for eligible borrowers in rural communities.
19501 East Mainstreet, Suite 200, Parker, CO, 80138
Mountain Financial Mortgage Group, Inc. is a Colorado mortgage broker that has been offering a full menu of loan products and personalized customer service since 1994. When you work with Mountain Financial Mortgage you work directly with an experienced licensed Loan Originator that personally guides your loan every step of the way.
19501 East Mainstreet, Suite 200, Parker, CO, 80138
Mango Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
We strive to provide borrowers with wholesale financing at the lowest rates and with the quickest closing turn times while assessing rate forecasts and influential economic factors. We offer wholesale rates for all conventional and jumbo mortgage loans. Our service is genuine and reliable. Most importantly, we keep our customers happy.
Plum Creek Funding has been serving the mortgage needs of homeowners and businesses in Colorado for over 25 years. At Plum Creek Funding, we understand that the process of securing a mortgage can be intimidating. That’s where our experienced mortgage brokers truly make a difference.
Since 1935, our mission at NCCU has been to provide members with friendly service and affordable financial products so they can reach their financial goals. More than 84 years later, we proudly provide membership to everyone living and working in Weld and Larimer County communities.
Century Savings and Loan Association was chartered in 1903 as Century Building and Loan. The primary purpose, at that time, was to provide share accounts which in turn were used to provide home mortgage loans. We have grown quite a bit since then, expanding our deposit products to include Checking accounts, MMDA accounts, Certificates of Deposit.
The First National Bank in Trinidad opened its doors on April 16, 1875, a year before Colorado was granted its statehood and the town of Trinidad incorporated. First National began a journey traveling and growing with the nation, the West, and Trinidad through the best and worst of times.
Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.
