USDA Loan Vs. FHA loan pro & con for Bedford, Bedford County, VA

In 2025, USDA loan limit in Bedford, county of Bedford, VA is $349,600 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bedford, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 347-6537 998 miles Lender's profile and map Reviews American Bank & Trust 200 E 10th St, Suite 100, Sioux Falls, SD, 57104 American Bank & Trust is a South Dakota community bank offering personal, business, agricultural, wealth management and insurance products and services.Since 1892, American Bank & Trust has been more than a bank. Our customers are our friends, our neighbors and our connection to the communities we serve.
(605) 367-5353 998 miles Lender's profile and map Reviews Dakota Business Finance 500 N. Western Avenue, Suite 100, Sioux Falls, SD, 57104 In April 2006, Dakota BUSINESS Finance was designated as a Certified Development Company (CDC) by the Small Business Administration and began offering the SBA 504 program to businesses throughout South Dakota. The territory was later expanded to include portions of IA, MN, and NE.
(605) 334-2548 998 miles Lender's profile and map Reviews Great Western Mortgage 225 S Main Ave, Sioux Falls, SD, 57104 Great Western Bank (NYSE:GWB) is a full-service regional bank focused on relationship-based business and agribusiness banking. Our Mission is to Make Life Great by empowering our employees, strengthening our customers and enriching our communities. Great Western Bank services its customers through more than 170 branches in nine states.
(605) 334-2471 998 miles Lender's profile and map Reviews Sioux Falls Federal Credit Union 700 E 14th Street, Sioux Falls, SD, 57104 Sioux Falls Federal Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner
(320) 769-2908 999 miles Lender's profile and map Reviews Dawson Co-op Credit Union 711 6th Street, Dawson, MN, 56232 Dawson Co-op Credit Union is a member-owned, nonprofit financial cooperative. A cooperative is an association of people who voluntarily join together to meet their common economic, social, or cultural needs, and aspirations through a jointly owned and democratically controlled enterprise.
(405) 341-6650 999 miles Lender's profile and map Reviews The Citizens Bank of Edmond 1 East 1st Street, Edmond, OK, 73034 Citizens Bank of Edmond was founded in April 1901 in Edmond, Oklahoma. We have grown up with Edmond, one of the best suburbs in America! Our bank is comprised of 4th generation family ownership, an Employee Stock Ownership Program and community stockholders, a unique ownership structure that ensures our continued independence.
(405) 642-2946 999 miles Lender's profile and map Reviews Prosperity Mortgage 900 Heavenfield Dr, Edmond, OK, 73034 Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.
(405) 620-6555 999 miles Lender's profile and map Reviews Land Run Mortgage 6312 Blue Sage Road, Edmond, OK, 73034 The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(866) 245-3633 999 miles Lender's profile and map Reviews Oklahoma AgCredit 3033 Progressive Drive, Edmond, OK, 73034 Oklahoma AgCredit is part of the Farm Credit System that supports rural communities and agriculture with reliable and consistent credit today and tomorrow. We provide loans, leases and financial services to farmers, ranchers and rural businesses and homeowners in 60 counties in eastern and central Oklahoma.
(405) 348-9919 999 miles Lender's profile and map Reviews Spurr Mortgage Corporation 233 East 10th Street Plaza, Suite 3, Edmond, OK, 73034 Spurr Mortgage is a locally and family owned mortgage company in Edmond, Ok helping homeowners since 1990 by Harold Spurr. Spurr Mortgage has stayed true to its mission to provide outstanding home mortgage services in Edmond and throughout Oklahoma. Spurr Mortgage has the distinct honor of being the only remaining mortgage broker in the state.
(800) 332-4313 999 miles Lender's profile and map Reviews Manufactured Home.Loan 101 E Hurd St F, Edmond, OK, 73034 "MHL and eLEND combine great rates and a wide range of Manufactured and Modular Home loan options, with over 20 years of industry expertise, and excellent customer service. We’re always just a call, message Being a customer-focused company means we take great pride in our customer service."