FHA Vs. USDA loan program for Bedford, Bedford County, Virginia

In 2025, USDA loan limit in Bedford, county of Bedford, VA is $349,600 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bedford, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(713) 462-5552 1054 miles Lender's profile and map Reviews United Savers Trust Credit Union 14159 Northwest Freeway, Houston, TX, 77040 United Savers Trust Credit Union was organized in April 1952, to provide competitive savings and loan programs to employees of Crutcher Resources. Today membership is open to corporations, associations and organizations within a ten mile radius of the Credit Union. Family members of USTCU members may also join the Credit Union
(832) 201-0190 1054 miles Lender's profile and map Reviews Transtar Federal Credit Union 12930 Northwest Freeway, Houston, TX, 77040 Since 1951, TFCU has offered its members a variety of low-cost, quality financial services. Originally chartered for the Transco Gas Pipeline employees (now owned by The Williams Companies, Inc.), TFCU now serves not only its original employee group but also a number of other entities in the city of Houston
(713) 799-6200 1054 miles Lender's profile and map Reviews PrimeWay Federal Credit Union 12811 Northwest Freeway, Houston, TX, 77040 PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength.
(281) 894-3200 1054 miles Lender's profile and map Reviews Allegiance Bank 8727 W Sam Houston Pkwy N, Houston, TX, 77040 Allegiance Bank is a full-service Houston community bank focused on providing banking services primarily for small to medium-sized businesses, owners and individuals in the greater Houston and surrounding area and to their employees, families and friends. We focus on establishing long-term relationships and recognize that each customer is unique.
(832) 309-7469 1054 miles Lender's profile and map Reviews Capital ABC Funding Mortgage Inc 14655 Northwest Fwy, Suite 129, Houston, TX, 77040 Capital ABC Funding Mortgage Inc will guide you through the process & make it worry-free to improve your interest rate & monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment. Our motto "Customer for Life" are not just words, we have done Real Estate & Mortgage loans to third generation families.
(713) 677-2224 1054 miles Lender's profile and map Reviews Hillcrest Capital LLC 7676 Hillmont Street, Suite 105, Houston, TX, 77040 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(281) 351-1117 1054 miles Lender's profile and map Reviews NewCity Mortgage 16597 Village Dr, Houston, TX, 77040 New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.
(817) 625-5511 1054 miles Lender's profile and map Reviews The National Bank of Texas at Fort Worth 2535 N.E. 28th Street, Fort Worth, TX, 76106 The National Bank of Texas has maintained the same long-term vision. We are a locally owned, independent, community bank that understands the needs of the area and communities we serve. We provide prompt, courteous service, and always strive to establish long-term relationships with our customers.
(817) 293-8412 1054 miles Lender's profile and map Reviews Everman Parkway Credit Union 1216 Everman Parkway, Fort Worth, TX, 76140 General Motors moved the plant to Dallas and the credit union followed. There, board members worked out of their locker room until January 1982, when office space was rented, a computer bought and a manager hired. GM moved the plant back to Forth Worth in 1987 and the credit union moved to Forth Worth in August of 1987. In October 1991.
(832) 779-5980 1054 miles Lender's profile and map Reviews Triumph Lending 12075 Spring Cypress Rd, Tomball, TX, 77377 Triumph Lending, a division of Network Funding, L.P., was created in 1998 as a Texas-based wholesale mortgage lender, but quickly evolved into a hybrid retail mortgage origination company. Network Funding L.P.’s emphasis is to create an entrepreneurial environment.which attracts highly motivated, professional loan origination personnel.
3464319874 1054 miles Lender's profile and map Reviews Security America Mortgage, Inc. 7514 Shadyvilla Ln, Houston, TX, 77055 Security America Mortgage specializes in Construction loans, VA loans, ITIN loans, Conventional loans, and FHA loans. Our motto is "serving those who served" because we have great love for our Veterans and country. Not many VA lenders specialize in the VA one time close construction loan. Let us help you with the home loan that's best for you and