In 2025, the USDA loan limit for Bedford, located within the county of Bedford, VA, is set at $349,600. Comparatively, the FHA loan limit for a single-family home is $472,030.
With the Lendersa® USDA loan calculator, you can compare the top USDA and FHA rates available today and determine the income, credit history, reserves, and documents you need to qualify. Our comprehensive mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| USDA | $349,600 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to ensuring you obtain the best USDA or FHA loan smoothly and quickly. Begin by selecting one of three paths leading to suitable lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is also referred to as a USDA mortgage or rural development loan. This option is available exclusively for rural areas and requires no down payment, in contrast to FHA loans, which necessitate a minimum 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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