In 2025, the USDA loan limit for Forest in Bedford county, VA, is set at $349,600, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's preferred USDA and FHA rates, and determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, guiding you to the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Forest, Bedford County, VA
Loan Type
Loan Limit
Down Payment
USDA
$349,600
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Forest, VA
Lendersa® aims to swiftly provide you with an ideal USDA or FHA loan with ease. Choose one of three starting points to connect with matching lenders along with USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and available only in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not need any down payment.
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