In 2025, the USDA loan limit applicable in Timberlake, within Campbell county, VA, is $349,600, and the FHA limit for a single-family home is $472,030.
To compare the top USDA versus FHA interest rates of today and determine the income, creditworthiness, reserve holdings, and documentation needed for qualification, use the Lendersa® USDA loan calculator. This advanced mortgage calculator also allows you to view USDA, FHA, Conforming, and VA options alongside each other, aiding in the decision about which program in Alabama fits best within your specific financial context.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $349,600 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to finding you the best USDA or FHA loan promptly and with ease. Choose one of three starting options that lead to connecting with lenders and accessing USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also termed a USDA rural development loan or USDA mortgage, is available exclusively in rural locales. Unlike FHA loans that require a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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