USDA Loan Vs. FHA loan for Timberlake, VA [Campbell County ]

In 2025, the USDA loan limit applicable in Timberlake, within Campbell county, VA, is $349,600, and the FHA limit for a single-family home is $472,030.

To compare the top USDA versus FHA interest rates of today and determine the income, creditworthiness, reserve holdings, and documentation needed for qualification, use the Lendersa® USDA loan calculator. This advanced mortgage calculator also allows you to view USDA, FHA, Conforming, and VA options alongside each other, aiding in the decision about which program in Alabama fits best within your specific financial context.

Range of USDA and FHA Loan Choices in Timberlake, VA

Lendersa® is committed to finding you the best USDA or FHA loan promptly and with ease. Choose one of three starting options that lead to connecting with lenders and accessing USDA loan programs.

Lendersa USDA loan application and matching results

What is a USDA Loan in VA?

A USDA home loan, backed by the U.S. Department of Agriculture, also termed a USDA rural development loan or USDA mortgage, is available exclusively in rural locales. Unlike FHA loans that require a 3.5% down payment, USDA loans require no down payment.

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(423) 869-5151 Lender's profile and map Reviews Commercial Bank 6710 Cumberland Gap Parkway, Harrogate, TN, 37752 Commercial Bank is your neighborhood bank; and, we are a leading financial institution with the services, capabilities, and resources of regional and national banks. We understand that every customer has unique opportunities, challenges, and financial concerns. We don't expect you to fit in the same box as the next person or business.
(302) 739-4496 Lender's profile and map Reviews Del-One Federal Credit Union 100 Credit Union Way, Milford, DE, 19963 Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.
(724) 297-3084 Lender's profile and map Reviews Moonlight Credit Union 101 Deer Park Road, Worthington, PA, 16262 Moonlight Credit Union has been open since 1947. The credit union has assets totaling $42.92 Million and provides banking services to more than 4, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(800) 336-6309 Lender's profile and map Reviews Greenville Federal Credit Union 1501 Wade Hampton Blvd, Greenville, SC, 29609 Greenville Federal Credit Union is a community-responsible financial institution providing the highest quality of service and financial education to all our member-owners. We build member prosperity by providing access to affordable financial services. Headquartered in Greenville, South Carolina, Greenville Federal Credit Union was founded in 1968
(717) 248-5103 Lender's profile and map Reviews First Area Federal Credit Union 23 South Dorcas Street, Lewistown, PA, 17044 The First Area Federal Credit Union is a unique financial institution. We are member owned and not-for-profit. Unlike banks that are strictly profit-driven, we return excess earnings to our members by providing better personal service, lower interest rates for loans, higher yields on savings accounts, new products and services.
(717) 248-3000 Lender's profile and map Reviews MCS Bank 19 N Brown St, Lewistown, PA, 17044 MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy. Originally formed in 1923 as the Mifflin County Building and Loan Association, MCS Bank has grown throughout the years by focusing
4845992543 Lender's profile and map Reviews Future Lending 614 N Dupont Hwy, Dover, DE, 19901 Discover unparalleled financing solutions with Future Lending, the premier mortgage brokerage for real estate investors. Specializing in tailored business-purpose loans, we empower your investments through expert fix-and-flip funding, streamlined rental acquisitions, and efficient cash-out refinances. Trust Future Lending to accelerate your growth
(302) 508-6100 Lender's profile and map Reviews Keystone Funding 519 S. Red Haven Lane, Dover, DE, 19901 Keystone Funding provides home loans and mortgage financing in the District of Columbia, Maryland, Virginia, Pennsylvania, and New Jersey. We are A-rated by the Better Business Bureau, and each of our Mortgage Consultants has a minimum of 8 yrs experience in mortgage origination.
(302) 674-5540 Lender's profile and map Reviews 1st Capitol Mortgage, Inc. 9 East Loockerman Street, Suite 207, Dover, DE, 19901 1st Capitol Mortgage, Inc. is a licensed Mortgage Brokerage in DE, MD and VA. We have been in business at the same location since 1996. As other brokerages have had to close their doors, 1st Capitol has continued to do well because of our referral based business model.By focusing on our clients’ best interest we have maintained a consistent.
(724) 846-7929 Lender's profile and map Reviews Blackhawk Federal Credit Union 2358 Darlington Road, Beaver Falls, PA, 15010 Blackhawk Federal Credit Union is now offering an app to help you track your spending and manage your debit cards from your mobile device! This app has many capabilities, including the option of turning your debit card on and off! Imagine resting easy knowing your card isn’t going to be used fraudulently!
(724) 847-3600 Lender's profile and map Reviews Beaver Valley Federal Credit Union. 601 37th Street, Beaver Falls, PA, 15010 Our history of ""people helping people"" can be traced to January 2, 1942 - with the chartering of Beaver Valley Federal Credit Union (then B&W Employees Federal Credit Union). At that time membership was opened to those employed in the local plants of the Babcock & Wilcox Tubular Products Group and to their immediate families.
(724) 843-2336 Lender's profile and map Reviews Premier Mortgage and Home Equity LLC 2558 Darlington Road, Beaver Falls, PA, 15010 Premier Mortgage & Home Equity, based in Beaver Falls, Pennsylvania, when you wish to buy your first home, or if you would like to refinance your home. These services are our particular specialties but expect unsurpassed personal service and expertise from us for all of your mortgage needs.