USDA Vs. FHA your options comparison in Arlington, Arlington County, VA

As of 2026, the USDA loan limit set for Arlington in Arlington County, VA, is $657,900. Meanwhile, the FHA limit stands at $1,089,300 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare the current leading USDA and FHA rates. Understand the income, credit, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Arlington, Arlington County, VA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Arlington, VA

The primary goal of Lendersa® is to efficiently facilitate access to the best USDA or FHA loan quickly. Choose from three pathways to connect with suitable lenders and USDA programs.

Lendersa USDA Loan Request and Matching Results

Understanding USDA Loans in VA

USDA home loans are backed by the government through the Department of Agriculture, commonly called USDA rural development loans or mortgages. These loans are available exclusively in rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Arlington Lenders

  • Crescent Mortgage Company
  • 822 North Irving St, Arlington, VA, 22201
  • Lends in Virginia
  • Crescent Mortgage is a full-service residential mortgage firm licensed in Virginia and Maryland. Our primary objective is to provide potential homeowners with the best possible avenue to obtain home financing.We are approved representatives of a wide variety of both local and national lending institutions.

  • CONTINENTAL MORTGAGE AND INVESTMENT CORPORATION
  • 1005 North Glebe Road, Suite 100, Arlington, VA, 22201
  • Lends in Virginia
  • Continental Mortgage has been exceeding our clients’ expectations for all mortgage and financial needs, helping our clients many times over. In fact, much of our business comes directly from repeat clients and their referrals.we focus on building client relationships with an emphasis on customer service rather than racing through the loan process.