In 2026, the USDA loan limit for Bailey's-Crossroads, located in the county of Fairfax, VA, is $657,900. Meanwhile, the FHA limit for a single-family home stands at $822,375.
Take advantage of the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to decide which program best suits your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The mission of Lendersa® is to connect you quickly to the best possible USDA or FHA loan, without hassle. Start by selecting one of three initial pathways that match you with lenders and USDA loan programs.
A USDA home loan, backed by the government via the Department of Agriculture, also termed the USDA rural development loan or USDA mortgage, is offered solely in rural areas. Unlike FHA loans, which demand a minimum of 3.5% down payment, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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