USDA and FHA Pro and Con in Idylwood, Fairfax County, VA

In 2025, the USDA loan limit for Idylwood, within the county of Fairfax, VA, is $657,900, while the FHA limit for a single-family home is $1,089,300.

Leverage the Lendersa® USDA loan calculator to analyze and compare today’s premier USDA and FHA rates. Assess the requirements for income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA products side by side, helping you identify which program in suits your financial circumstances best.

Explore loan options available from 100 lenders

2025 Loan Limits and Down Payment Requirements in Idylwood, Fairfax county, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Solutions in Idylwood, VA

Lendersa® strives to swiftly secure you the most suitable USDA or FHA loan without unnecessary hassle. Choose one of three starting paths to align with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in VA

The USDA home loan, endorsed by the Department of Agriculture and also referred to as the USDA rural development loan or USDA mortgage, is exclusively accessible in rural areas. FHA loans require a minimum down payment of 3.5%, whereas USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dynamic Funding Solutions Inc
  • 51 Buck Road, Huntingdon Valley, PA, 19006
  • Dynamic Funding Solutions, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • America Lending LLC
  • 2337 Philmont Avenue, Sute 206, Huntingdon Valley, PA, 19006
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • DEVELOPER'S MORTGAGE COMPANY
  • 1800 Byberry Road, Ste. 1104, Huntingdon Valley, PA, 19006
  • Developer's Mortgage Company collects information from Website visitors and also obtains information from third parties (including from service providers) in the course of providing our mortgage and loan origination services (our “Services”), which we may add to the data we obtain through the Website.
  • Approved Business Lending
  • 380 Red Lion Rd, Suite 210, Huntingdon Valley, PA, 19006
  • Traditional banks are very conservative about who they will lend money to and the process usually takes a very long time. At Approved Business Lending, we have access to over 100 lenders nationwide, with virtually unlimited capital. Let our specialists go to work for you in finding the cheapest and fastest loans to meet your specific need
  • Davis Trust Company
  • 227 Davis Avenue, Elkins, WV, 26241
  • Davis Trust Company was founded on June 17th of 1901 by former US Senator Henry Gassaway Davis. Henry G. Davis is responsible for the formation of many local landmarks in Elkins, WV such as Davis & Elkins College including the historic mansions, Halliehurst and Graceland, as well as Davis Memorial Hospital.
  • Citizens Bank of West Virginia, Inc.
  • 211 Third Street, Elkins, WV, 26241
  • Citizens Bank opened its doors January 22, 1924 and has since continued to be a viable community bank, with many of our employees and officers involved in the respective communities they serve. The Board, management and staff of Citizens Bank remain committed to a long-term, personal approach to banking that puts our customers first and foremost.
  • Homeownership Center Inc
  • 2276 Randolph Ave, Elkins, WV, 26241
  • The mission of the HomeOwnership Center is to strengthen the communities of North Central West Virginia by creating and supporting successful home owners through mortgage lending, credit counseling, financial advising and home buyer education. Empowering and inspiring families to achieve financial confidence and the dream of home ownership.
  • The Northumberland National Bank
  • 245 Front Street, Northumberland, PA, 17857
  • The Northumberland National Bank opened for business in 1903, in a storefront building on the corner of Queen and Water Streets. State senator and Witmer Steele Lumber Company owner Charles Steele saw the need for an independent, locally-owned community bank in his hometown, and his idea was immediately popular
  • Preston Federal Credit Union
  • 434 East Main Street, Kingwood, WV, 26537
  • Preston Federal Credit Union has been open since 1978. The credit union has assets totaling $33.13 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
  • Trend America Mortgage Inc
  • 13005 Trina Drive, Philadelphia, PA, 19116
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Savings Home Mortgage Limited Liability Company
  • 22 Coates St, Suite 2C, Medford, NJ, 08055
  • Savings Home Mortgage LLC. was founded with the philosophy of low rates with great savings. Our goals are to provide mortgage consumers with low rates and fees while providing the most professional customer service. We utilize many lenders in order to offer you the most competitive rates and fees.
  • Medford Mortgage LLC
  • 32 S. Main Street, Medford, NJ, 8055
  • "Medford Mortgage was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. Our company MISSION is simple: Develop a low cost structure that enables us to consistently deliver industry leading rates to our target customers. Our comprehensive network of lenders allows us to find the loan progr