In 2025, the USDA loan limit for Idylwood, within the county of Fairfax, VA, is $657,900, while the FHA limit for a single-family home is $1,089,300.
Leverage the Lendersa® USDA loan calculator to analyze and compare today’s premier USDA and FHA rates. Assess the requirements for income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA products side by side, helping you identify which program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $657,900 | 0% | |
| FHA | $1,089,300 | 3.5% | |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® strives to swiftly secure you the most suitable USDA or FHA loan without unnecessary hassle. Choose one of three starting paths to align with matching lenders and USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture and also referred to as the USDA rural development loan or USDA mortgage, is exclusively accessible in rural areas. FHA loans require a minimum down payment of 3.5%, whereas USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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