USDA Vs. FHA your options comparison in Idylwood, Fairfax County, VA
In 2026, the USDA loan limit for Idylwood, within the county of Fairfax, VA, is $657,900, while the FHA limit for a single-family home is $1,089,300.
Leverage the Lendersa® USDA loan calculator to analyze and compare today’s premier USDA and FHA rates. Assess the requirements for income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA products side by side, helping you identify which program in suits your financial circumstances best.
2026 Loan Limits and Down Payment Requirements in Idylwood, Fairfax county, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Solutions in Idylwood, VA
Lendersa® strives to swiftly secure you the most suitable USDA or FHA loan without unnecessary hassle. Choose one of three starting paths to align with matching lenders and USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture and also referred to as the USDA rural development loan or USDA mortgage, is exclusively accessible in rural areas. FHA loans require a minimum down payment of 3.5%, whereas USDA loans require none.
210 East Broad Street, Suite 203, Falls Church, VA, 22046
Lends in Virginia
At Commonwealth Financial Services inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Congressional Capital, LLC is the leading hard money lender in DC, dedicated to providing fast and flexible direct, private loans to DC developers and borrowers. The lending experts at Congressional Capital provide full spectrum services related to private/hard money real estate transactions
7777 Leesburg Pike, Suite 400N, Falls Church, VA, 22043
Lends in Virginia
ABC United Finance mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7115 Leesburg Pike, Suite 208, Falls Church, VA, 22043
Lends in Virginia
Loansteady, we believe in bringing a much-needed dose of humanity to the mortgage process. We’re built on decades of experience, and the idea that price and convenience should not come at the expense of dedicated service. Small-by-design, we’re able to work with greater agility while remaining fully focused on what’s most important – people.
2815 Hartland Rd, Suite 200, Falls Church, VA, 22043
Lends in Virginia
"WCP was founded on a mission to change the lending industry. In 2012 we set out to rewrite the rules of hard money lending, focusing on streamlined technology, exceptional customer service, and assembling an all-star team. Today we keep our business local to DC, Maryland, and Virginia where we can provide proven expertise.
The Capital Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We are Healthcare Systems Federal Credit Union. The term “credit union” can be confusing, so here's a little bit more about what we are and what we believe.
We have the same financial services as a bank, with a few major differences;
Our members own this financial institution; banks are owned by their stockholders.
Navy Federal Credit Union is the world's largest credit union with over 10 million members, over $149 billion in assets and over 32, 000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 345 branches.
Monument Home Loans is a family-owned company that emphasizes community relationships, honesty, and integrity. For 30 years, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership.
