USDA VS FHA in Lake-Barcroft, Fairfax County, VA

In 2025, the USDA loan limit set for Lake-Barcroft, in Fairfax county, VA, stands at $657,900, while the FHA limit for a single-family residence is $822,375.

Leverage the Lendersa® USDA loan calculator to explore the top USDA versus FHA rates today, and to determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side to help you select the best program for your financial circumstances in .

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2025 Loan Limits and Downpayment Requirements in Lake-Barcroft, Fairfax County, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Lake-Barcroft, VA

The aim of Lendersa® is to get you the best USDA or FHA loan quickly and easily. Choose from three starting points that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in VA?

The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • ALCOVA Mortgage LLC
  • 308 Market Street SE., Roanoke, VA, 24011
  • "ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business. “When I bought my first house, I realized how confusing the mortgage process could be."
  • Community Bank
  • 2111 North Franklin Dr, Suite 200, Washington, PA, 15301
  • For more than 119 years, Community Bank has been personally involved in our community. Business owners, nonprofit groups, government agencies, school administrators and individual personal account holders aren't just our customers; they're our friends and neighbors. By taking the time to get to know you,
  • Washington Area FCU
  • 75 Landings Drive, Washington, PA, 15301
  • In June of 1959, a group of school employees met to consider the formation of a credit union for their co-workers in the greater Washington, PA area. From this original group of 10, each contributing $5.25, the Washington Area Teachers Federal Credit Union was chartered. By the end of 1959 the credit union had grown to 52 active members.
  • Wabellco Federal Credit Union
  • 1277 Park Avenue, Washington, PA, 15301
  • Wabellco Federal Credit Union is a not-for-profit collective savings institution that began in 1955 and continues to this day. Our goal is to provide members with financial products and services to meet their needs, at reasonable rates. Remember, at a credit union, unlike other financial institutions, the members are the owners.
  • CHROME Federal Credit Union
  • 45 Griffith Avenue, Washington, PA, 15301
  • CHROME may look shiny and new, but we started in 1971 as the credit union for employees of Washington Steel Corporation. In 1991, we became Washington Community Federal Credit Union and expanded our membership to serve anyone that lived in Washington County. In 2014, we updated our name to CHROME to pay homage to our original members.
  • Alliance Mortgage Finance LLC
  • 900 Oak Tree Road, Suite B, South Plainfield, NJ, 07080
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
  • Pittsburgh Firefighters FCU
  • 500 South Main Street, Pittsburgh, PA, 15220
  • Pittsburgh Fireman's FCU opened its doors to all City Of Pittsburgh Firefighters & their families. On April 11, 1988 the credit union was granted permission from the NCUA to change its name to the Pittsburgh Firefighters' FCU. On June 28, 2018, the credit union was approved to accept 17 new VFD & EMS companies located within Allegheny County.
  • National Credit Union Administration
  • 1338 Chartiers Avenue, Pittsburgh, PA, 15220
  • Greater Pittsburgh Police Federal Credit Union was founded in 1935 as Pittsburgh Police FCU to serve as a dependable financial institution for Pittsburgh Bureau of Police who belong to the Policemen’s Relief and Pension Fund and who work in Pittsburgh, Pennsylvania. Here to serve the financial needs of the membership, employees.
  • Advocate Mortgage Services Inc
  • 950 Greentree Road, Suite 202, Pittsburgh, PA, 15220
  • We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Keith L. Eliou is an attorney and owner of A La Carte Real Estate Co, Advocate Mortgage Services Inc.
  • Equity Edge Funding Corporation
  • 4050 Washington Rd, Suite 3F, Canonsburg, PA, 15317
  • Founded in 2001, Equity Edge Funding prides itself on its unmatched level of customer service. All of the loan officers take great strides in earning your business and work diligently toward being your "trusted mortgage financial advisor for life", not just one transaction. The company has developed a strong reputation