USDA VS FHA in Lake-Barcroft, Fairfax County, VA

In 2025, the USDA loan limit set for Lake-Barcroft, in Fairfax county, VA, stands at $657,900, while the FHA limit for a single-family residence is $822,375.

Leverage the Lendersa® USDA loan calculator to explore the top USDA versus FHA rates today, and to determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side to help you select the best program for your financial circumstances in .

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2025 Loan Limits and Downpayment Requirements in Lake-Barcroft, Fairfax County, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Lake-Barcroft, VA

The aim of Lendersa® is to get you the best USDA or FHA loan quickly and easily. Choose from three starting points that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in VA?

The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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