USDA Vs. FHA Pro and Con comparison in Lake-Barcroft, Fairfax County, VA
In 2026, the USDA loan limit set for Lake-Barcroft, in Fairfax county, VA, stands at $657,900, while the FHA limit for a single-family residence is $822,375.
Leverage the Lendersa® USDA loan calculator to explore the top USDA versus FHA rates today, and to determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side to help you select the best program for your financial circumstances in .
2026 Loan Limits and Downpayment Requirements in Lake-Barcroft, Fairfax County, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Lake-Barcroft, VA
The aim of Lendersa® is to get you the best USDA or FHA loan quickly and easily. Choose from three starting points that connect you to matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan, is available exclusively in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages require no down payment.
Monument Home Loans is a family-owned company that emphasizes community relationships, honesty, and integrity. For 30 years, that proven dedication and trust has given our branches the resources needed to help qualified borrowers in their communities fulfill the dream of home ownership.
We are Healthcare Systems Federal Credit Union. The term “credit union” can be confusing, so here's a little bit more about what we are and what we believe.
We have the same financial services as a bank, with a few major differences;
Our members own this financial institution; banks are owned by their stockholders.
210 East Broad Street, Suite 203, Falls Church, VA, 22046
Lends in Virginia
At Commonwealth Financial Services inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Congressional Capital, LLC is the leading hard money lender in DC, dedicated to providing fast and flexible direct, private loans to DC developers and borrowers. The lending experts at Congressional Capital provide full spectrum services related to private/hard money real estate transactions
The Capital Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
InFirst Federal Credit Union is a member-owned cooperative, providing financial solutions to many active and all retired federal employees, associations, and businesses, members of the InFirst Responders Foundation, Inc, along with anyone who lives, works, worships or attends school in most of Salem, Roanoke, Botetourt, Vinton
7777 Leesburg Pike, Suite 400N, Falls Church, VA, 22043
Lends in Virginia
ABC United Finance mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7115 Leesburg Pike, Suite 208, Falls Church, VA, 22043
Lends in Virginia
Loansteady, we believe in bringing a much-needed dose of humanity to the mortgage process. We’re built on decades of experience, and the idea that price and convenience should not come at the expense of dedicated service. Small-by-design, we’re able to work with greater agility while remaining fully focused on what’s most important – people.
2815 Hartland Rd, Suite 200, Falls Church, VA, 22043
Lends in Virginia
"WCP was founded on a mission to change the lending industry. In 2012 we set out to rewrite the rules of hard money lending, focusing on streamlined technology, exceptional customer service, and assembling an all-star team. Today we keep our business local to DC, Maryland, and Virginia where we can provide proven expertise.
