In 2026, the USDA loan limit set for West-Falls-Church, located in Fairfax county, VA, is $657,900, whereas the FHA limit for a single-family home is $822,375.
Utilize Lendersa®'s USDA loan calculator to compare the leading USDA and FHA rates of the day. It also determines the income, credit requirements, reserves, and documents needed for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in
Evaluate and contrast loans from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The aim of Lendersa® is to seamlessly offer you the best possible USDA or FHA loan without unnecessary hurdles. Start by selecting one of three paths that lead to finding lenders and USDA loan opportunities.
A USDA home loan is a government-backed loan by the Department of Agriculture, more commonly known as the USDA rural development loan. Available only in rural locations, this USDA mortgage does not require any down payment, unlike FHA loans that demand a minimum of 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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