USDA Vs. FHA Pro and Con comparison in Lincolnia, Fairfax County, VA
In 2026, the USDA loan limit for Lincolnia, in the county of Fairfax, VA, is $657,900. For a single-family home, the FHA limit is $1,089,300.
Leverage Lendersa®'s USDA loan calculator to compare today's optimal USDA and FHA rates, assessing income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator shows options for USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best option in for your financial requirements.
2026 Loan Limits and Down Payment Requirements in Lincolnia, Fairfax, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Lincolnia, VA
The objective of Lendersa® is to promptly secure the best USDA or FHA loan for you without hassle. Start with one of three pathways to connect with lenders and explore USDA loan programs.
A USDA home loan is a government-backed loan through the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage. Offered exclusively in rural areas, unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requisite.
InFirst Federal Credit Union is a member-owned cooperative, providing financial solutions to many active and all retired federal employees, associations, and businesses, members of the InFirst Responders Foundation, Inc, along with anyone who lives, works, worships or attends school in most of Salem, Roanoke, Botetourt, Vinton
CommonWealth One Federal Credit Union has been helping its members achieve a better way of life through convenient banking, specialized loans, savings plans, investments, financial tools and education programs for more than 70 years.
From our origins in 1944 as the Army Air Force Annex #1 Credit Union with 94 members
MidAtlantic Financial Group Inc. take pride in providing you with excellent service and appreciate the opportunity to assist you with your Mortgage Needs. At MidAtlantic Financial Group Inc, we will find the loan that is perfect for your scenario. No matter your needs we are here to help!
Specializing in Mortgage Banking for over 20 years as a licensed professional. I take pride in being able to offer my clients a wide array of Conventional, Government & Jumbo Loan programs. My goal is to customize the "right" loan program to match your short term & long term financial goals.
Fairfax Lending, Inc. is the leading mortgage broker in Virginia, Washington DC and Maryland. We believe in a dramatically simplified experience for borrowers. Consumers are plagued with high rates and hidden fees every day. The current mortgage infrastructure is centered around volume of loans with more attention paid to commission.
Since 1939, TruEnergy Federal Credit Union (formerly Washington Gas Light Federal Credit Union) has been a not-for-profit, member-owned financial cooperative. Every TruEnergy FCU member owns an equal share of the credit union, allowing us to offer lower loan rates and higher dividend yields.
6924 A Little River Turnpike7619 Little River Turnpike, Suite 35, Annandale, VA, 22003
Lends in Virginia
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6924 A Little River Turnpike, Annandale, VA, 22003
Lends in Virginia
Finance USA Corporation has been assisting customers with their mortgage needs since 2006. We understand that the process of obtaining a loan can be quite overwhelming, which is why our Mortgage Professionals work closely with each customer to ensure a financial solution tailored specifically to their needs.
7345 McWhorter Place, Suite 110, Annandale, VA, 22003
Lends in Virginia
At Fairway Asset Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
