USDA VS FHA in Lincolnia, Fairfax County, VA

In 2026, the USDA loan limit for Lincolnia, in the county of Fairfax, VA, is $657,900. For a single-family home, the FHA limit is $1,089,300.

Leverage Lendersa®'s USDA loan calculator to compare today's optimal USDA and FHA rates, assessing income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator shows options for USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best option in for your financial requirements.

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2026 Loan Limits and Down Payment Requirements in Lincolnia, Fairfax, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA Loan Options in Lincolnia, VA

The objective of Lendersa® is to promptly secure the best USDA or FHA loan for you without hassle. Start with one of three pathways to connect with lenders and explore USDA loan programs.

Results from Lendersa USDA loan matching

Understanding USDA Loans in VA

A USDA home loan is a government-backed loan through the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage. Offered exclusively in rural areas, unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requisite.

Enter your location to find out if it qualifies for USDA rural housing loan?



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