USDA Vs. FHA your options comparison in Bealeton, Fauquier County, VA
For the year 2026, the USDA loan limit in Bealeton, within Fauquier county, VA, is established at $776,600. In contrast, the FHA loan limit for a single-family home is $1,089,300.
To compare the most competitive rates for USDA versus FHA loans today, use the Lendersa® USDA loan calculator. It helps you determine the required income, credit scores, reserves, and necessary documents to qualify. With our sophisticated mortgage calculator, you’ll see a direct comparison between USDA, FHA, Conforming, and VA loans, enabling you to select the program in that fits your financial situation perfectly.
2026 Loan Limits and Downpayment Requirements in Bealeton, Fauquier, VA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Bealeton, VA
The mission of Lendersa® is to facilitate the acquisition of the best USDA or FHA loan quickly and effortlessly. Choose one of the three available pathways below to link to potential lenders and find suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. It's designed for rural areas only. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage loan requires no down payment, making it easier for qualifying individuals to own a home.
At Oak View National Bank, our commercial lending program is focused on tailoring a loan to your exact need while providing fast, local service. As your local community bank, we make all loan decisions locally and go the extra mile to ensure your commercial loan is right for your needs.
1127 International Parkway, Fredericksburg, VA, 22406
Lends in Virginia
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
MAC Professional Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Mid-Atlantic Commercial Capital, LLC is a nationally recognized financial company serving our clients financing needs. In these trying times, most banks have a policy to lend money only to those companies that don’t really need it. Additionally, most banks are one-dimensional and only do one type of financing.
8721 Plantation Lane, Suite 201, Manassas, VA, 20110
Lends in Virginia
Harry H. Horning Financial Services was founded with the goal of guiding our clients in every aspect of their financial lives in order to help them achieve financial confidence and independence. We are dedicated to you, our client. We work one on one with you to analyse your financial situation, determine a best course of action.
Dominion First Mortgage was founded in 1995 in Manassas Va. Our incredible staff has closed over 1 Billion dollars in loans mostly in the Northern Virginia counties of Fairfax, Prince William, Loudoun and Arlington. Because of our local knowledge we make the loan process much simpler for our borrowers.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
1267 Courthouse Rd, Suite 201, Stafford, VA, 22554
Lends in Virginia
Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
