USDA VS FHA in Bealeton, Fauquier County, VA

For the year 2025, the USDA loan limit in Bealeton, within Fauquier county, VA, is established at $776,600. In contrast, the FHA loan limit for a single-family home is $1,089,300.

To compare the most competitive rates for USDA versus FHA loans today, use the Lendersa® USDA loan calculator. It helps you determine the required income, credit scores, reserves, and necessary documents to qualify. With our sophisticated mortgage calculator, you’ll see a direct comparison between USDA, FHA, Conforming, and VA loans, enabling you to select the program in that fits your financial situation perfectly.

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2025 Loan Limits and Downpayment Requirements in Bealeton, Fauquier, VA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Bealeton, VA

The mission of Lendersa® is to facilitate the acquisition of the best USDA or FHA loan quickly and effortlessly. Choose one of the three available pathways below to link to potential lenders and find suitable USDA loan programs.

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Understanding USDA Loans in VA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. It's designed for rural areas only. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage loan requires no down payment, making it easier for qualifying individuals to own a home.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Carmel Capital Group
  • 2 North East of Santa Rita On 2nd Avenue, Carmel By The Sea, CA, 93921
  • Carmel Capital Group was established in 2020 by Joe Villarreal and Domingo Alvarez. Our associates are dedicated to providing a timely, professional, and personal experience as we work together to get you the best financing available on the market. Carmel's fastest and most competitive mortgage brokerage.
  • Polaris Capital Partners Inc.
  • 6970 Wildwood Mountain Road, Santa Rosa, CA, 95409
  • Polaris Capital Partners Inc. is created to service the loan industry a little differently. We support our loan officers with a full-service in-house team which offers them the flexibility they need to best serve their customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we can fund a loan.
  • San Mateo City Employees Federal Credit Union
  • 330 W. 20th Ave, San Mateo, CA, 94403
  • The San Mateo City Employees Federal Credit Union operates on the foundation of trust and respect for it’s members. This institution was created by employees and continues to serve employees, retirees and their family members with the goal of providing exclusive, lifetime benefits in a convenient manner while maintaining our history.
  • Ascend Mortgage
  • 2555 Flores St, Suite 100, San Mateo, CA, 94403
  • Ascend Mortgage was established in 2005 in San Mateo, CA to help make home ownership and home purchase financing affordable and available for residents of California. Headquartered in the San Francisco Bay Area where there is a diverse community we specialize in all aspects of Real Estate and we believe in a more personalized approach to lending.
  • One Mortgage Group
  • 135 West 25th Avenue, Suite 6914, San Mateo, CA, 94403
  • We are here to serve our community and bring happiness and stability to those around us by helping people find a place to call home. We specialize in building trust and lasting relationships with our clients and finding them the best deal at the right time in the right place. Established in 1990.
  • Bay Area Mortgage Alliance
  • 3 37th Ave, Suite 21, San Mateo, CA, 94403
  • "Bay Area Realty Services is a full service Residential Real Estate Brokerage with offices in Palo Alto and San Mateo, serving mainly San Francisco, the Peninsula, the East Bay, and Silicon Valley/South Bay Our services include the Listing of all types of Residential properties (for Sale or for Lease),"
  • Megadyne, LLC
  • 240 Masonic Way, Suite 511, Belmont, CA, 94002
  • Our goal is to make available the most affordable loan programs to aid you in reaching your objectives. Regardless of your circumstances, our representatives will assist you throughout the process. Whether it is a Hard Money Loan, Purchase Loan, Refinance, Commercial Loan, Residential Loan
  • LendingClub Bank
  • 595 Market Street, Suite 200, San Francisco, CA, 94105
  • Since our founding in 2006, we have transformed the banking industry by bringing a traditional credit product - the installment loan - online and we’ve been on the fast track ever since. We are one of the first fintechs to acquire a national bank charter, which has transformed our business economics and introduced all new capabilities.
  • LendingClub Bank, National Association
  • 595 Market Street, Suite 200, San Francisco, CA, 94105
  • LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. It is the only digital marketplace bank, and the first public U.S. neobank. Members can gain access to a broad range of financial products and services through a technology-driven platform, designed to help them pay less when borrowing.
  • Bank of San Francisco
  • 575 Market Street, Suite 900, San Francisco, CA, 94105
  • We founded Bank of San Francisco in 2005, seeing the need for a progressive, relationship-driven and technology-enabled community bank. Our focus has been to identify needs in our community and develop and provide the services necessary to meet those needs. Whether helping with the purchase of a business,
  • Charles Schwab
  • 211 Main Street, San Francisco, CA, 94105
  • Charles Schwab Bank is a Bank with operations in fifty states. Charles Schwab Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages. Charles and The Charles Schwab Corporation provides a full range of brokerage, Banking and financial advisory services through its operating subsidiaries
  • Hebrew Free Loan of San Francisco
  • 131 Steuart Street, Suite 520, San Francisco, CA, 94105
  • We’re a nonprofit that provides interest-free loans to help Jewish individuals in Northern California overcome financial challenges and pursue life dreams. Loans are also available to those in Northern California who meet one of the following criteria, regardless of religious background.