USDA Vs. FHA Pro and Con comparison in Southern-Gateway, Stafford County, VA
In 2025, the USDA loan limit for Southern-Gateway, located in the county of Stafford, VA, is $657,900, while for a single-family home, the FHA limit is $822,375.
Use the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates currently available, and to determine the necessary income, credit, reserves, and documentation for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, aiding your decision on which program in best matches your financial requirements.
2025 Loan Limits and Downpayment Requirements in Southern-Gateway, County of Stafford, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Southern-Gateway, VA
Lendersa®'s objective is to help you secure the best possible USDA or FHA loan quickly and free of complications. Choose one of three starting points to connect with suitable lenders and explore USDA loan programs that meet your needs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a minimum of a 3.5% down payment, USDA loans have no down payment requirement, making them particularly beneficial for those eligible in rural communities.
9435 West Russell Road, Suite 110, Las Vegas, NV, 89148
We are a Nevada-based mortgage company passionate about funding your dreams.We've spent more than a decade serving Nevada homeowners and real estate professionals. We work every day to wow our clients by creating the ultimate homebuying experience. Because we are a mortgage broker, we are able to shop multiple lenders.
8880 W. Sunset Rd., Suite 190, Las Vegas, NV, 89148
Blackmon Home Loans offers three decades of experience in the home mortgage business. We understand the local home buying process and what residents of Southern Nevada can expect when trying to purchase or refinance a home. We can help you buy a new house or refinance your mortage in Las Vegas.
Battle Born Capital was founded by a team of industry leaders who know the Southern Nevada trust-deed investing landscape better than anyone. Our owners and principals are professionals from the real estate, legal, accounting and mortgage lending industries who have been through –and understand--
11700 W. Charleston Blvd, Suite 170, Suite 105, Las Vegas, NV, 89135
The DM3 Group is proud to offer some of the most innovative loan products in the market place today. With over 25+ years of experience in lending, we aim to be your first phone call when considering any loan. We promise to be honest, efficient and courteous to all our clients. There will be no time wasted while working with us.
1980 Festival Plaza Drive, Suite 330, Las Vegas, NV, 89135
Lisa Fleck, Producing Branch Manager and Certified Divorce Lending Professional, has been in the mortgage business for over 20 years. She has been a nationally ranked top 1% loan originator for the past 6 years, and helps over 120 families annually with all facets of residential real estate financing.
10777 W Twain Ave, Suite 220, Las Vegas, NV, 89135
"The Mevorah Team has over 20 years of experience and its loan originators rank consistently in the top 1% nationwide. JASON MEVORAH is the owner and LOAN ORIGINATOR
We strive to provide this level of service all while offering a competitive interest rate that you might not expect from a high-touch community lender."
10100 West Charleston Boulevard, Suite 100, Las Vegas, NV, 89135
Our mission is to make the mortgage approval process as painless as possible. Finding the right home is stressful enough, the financing shouldn’t be! We’ve streamlined the mortgage application process so you can submit all the required documentation without the hassle. Our convenient online application generates an instant pre-approval.
STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.
1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
