USDA Vs. FHA Pro and Con comparison in Warrenton, Fauquier County, VA
In 2026, the USDA loan cap for Warrenton, within Fauquier county, VA, is $776,600. Meanwhile, for a single-family home, the FHA limit is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates, and find out the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side to determine which program in suits your financial situation best.
Loan Limits and Down Payment Requirements for 2026 in Warrenton, Fauquier County, VA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Warrenton, VA
The aim of Lendersa® is to provide you with the best USDA or FHA loan quickly and with ease. Pick from one of three starting points that lead to matching lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
At Oak View National Bank, our commercial lending program is focused on tailoring a loan to your exact need while providing fast, local service. As your local community bank, we make all loan decisions locally and go the extra mile to ensure your commercial loan is right for your needs.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
8721 Plantation Lane, Suite 201, Manassas, VA, 20110
Lends in Virginia
Harry H. Horning Financial Services was founded with the goal of guiding our clients in every aspect of their financial lives in order to help them achieve financial confidence and independence. We are dedicated to you, our client. We work one on one with you to analyse your financial situation, determine a best course of action.
Dominion First Mortgage was founded in 1995 in Manassas Va. Our incredible staff has closed over 1 Billion dollars in loans mostly in the Northern Virginia counties of Fairfax, Prince William, Loudoun and Arlington. Because of our local knowledge we make the loan process much simpler for our borrowers.
Mid-Atlantic Commercial Capital, LLC is a nationally recognized financial company serving our clients financing needs. In these trying times, most banks have a policy to lend money only to those companies that don’t really need it. Additionally, most banks are one-dimensional and only do one type of financing.
14637 Lee Highway, Suite 103, Centreville, VA, 20121
Lends in Virginia
Marion Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
Chartered in 1949, Front Royal Federal Credit Union began its tradition of “people helping people” to save regularly and provide a source from which to borrow at low interest rates. Earnings remaining after expenses and capital reserves are returned to members in the form of more competitive share
CBM Mortgage is a locally owned and operated Mortgage Company located in the Shenandoah Valley. We provide home loans for the entire state of Virginia. What makes us different? Customer Service and Accountability. We are a direct lender with control over the entire process from processing, underwriting, to closing.
