USDA and FHA Pro and Con in Warrenton, Fauquier County, VA
In 2026, the USDA loan cap for Warrenton, within Fauquier county, VA, is $776,600. Meanwhile, for a single-family home, the FHA limit is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA best rates, and find out the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side to determine which program in suits your financial situation best.
Loan Limits and Down Payment Requirements for 2026 in Warrenton, Fauquier County, VA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Warrenton, VA
The aim of Lendersa® is to provide you with the best USDA or FHA loan quickly and with ease. Pick from one of three starting points that lead to matching lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
FIRM Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. Using our online loan application, you can take your time and complete your application whenever it's convenient for you.
Although we were established as Teachers Credit Union, we’re not just for teachers anymore. Since our founding in 1931, we’ve grown to nearly 60 locations and more than 300, 000 members, making it the largest credit union in Indiana. Also serving southwest Michigan, TCU offers a range of traditional banking services, plus investments and insurance.
The board of directors, officers & employees of the First State Bank strive to provide the Decatur community & the surrounding area with quality financial services.The bank intends to accomplish this objective by focusing on the community’s expectations.The bank’s operations, products & services are designed to meet or exceed customer expectations.
Notre Dame Federal Credit Union was born on a sunny afternoon in May 1941, during the course of a conversation at a small tavern off of Notre Dame Avenue. From our humble beginnings operating out of the night watchman's office in the Main Building on the campus of the University of Notre Dame,
Durden Banking Company, Inc. with offices located in Twin City, Swainsboro, Metter and Millen serves a growing customer base. The bank still operates under that same simple plan for success– “serving the needs of the communities we serve”. This focus has been and will continue to be the foundation for our success.
On June 14th, 1910 The First National Bank of Monterey received its charter from the Comptroller of the Currency to establish a national bank in the town of Monterey. The bank opened on August 1st of 1910 with 57 original shareholders and $25, 000 in capital. The first board of directors rotated presidents naming PH Wagoner.
Access Point Financial (APF) is a direct hospitality lender that provides bridge, capex, construction, mezzanine, preferred equity and permanent financing to qualified hoteliers throughout the United States and Canada. Our loan programs are flexible and are typically used for acquisition, refinance, construction take-out, renovations
