In 2026, the USDA loan ceiling for New-Baltimore in Fauquier county, VA, is $657,900, while the FHA limit for a single-family residence is $822,375.
Explore today's top USDA versus FHA rates with the Lendersa® USDA loan calculator. Evaluate the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, guiding you to the best choice for your financial circumstances in
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® is committed to quickly securing the most suitable USDA or FHA loan options, free from hassle. Choose one of three initial steps to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides