USDA Vs. FHA your options comparison in Brandermill, Chesterfield County, VA
In 2025, the USDA loan limit in Brandermill, within Chesterfield county of VA, is $428,700, while the FHA limit for a single-family home stands at $546,250.
Utilize the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA options. This tool assists you in determining income, credit score, reserves, and document needs necessary for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA side by side, aiding you in deciding which program in Alabama is most suitable for your financial scenario.
2025 Loan Limits and Down Payment Requirements in Brandermill, Chesterfield, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,700
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Brandermill, VA
Lendersa® aims to help you secure the best possible USDA or FHA loan swiftly and effortlessly. Select one of three starting routes to connect with matching lenders and USDA loan programs.
USDA home loans are supported by the U.S. Department of Agriculture and are commonly called USDA rural development loans or USDA mortgages, specifically for rural areas. Unlike FHA loans which insist on a minimum 3.5% down payment, USDA loans do not require any down payment at all.
It can be a huge task to purchase a new house or refinance your current mortgage loan. You can count on us to guide you to the loan program that's the best fit for you. Our team of professionals is ready to help you with this important financial decision. U.S. Financial to be your guide in finding the right mortgage program for you!
The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members. We strive to provide the highest quality of personal attention while maintaining stability and growth. Franklin Johnstown Federal Credit Union has been open since 1950.
The Mission of the Fort Billings Federal Credit Union is to provide our members and surrounding communities with friendly, innovative banking services. We make the lives of our members better every day, through personal banking alternatives, enhanced financial services, lower fees, personal services, and innovation.
This financial cooperative exists to provide loan, deposit and member-oriented services to its' defined membership with a high level of quality and efficiency. Our objectives are to 1. promote thrift among its' members by offering to them a means of making safe and regular investments; and 2. to enable its' members to obtain loans.
Our services are similar to a bank, we are a non-profit financial institution operating strictly for the benefit of our members. We strive to provide our members with higher yields on savings and lower rates on loans. Founded in 1939, our goal is to help each and every member attain a strong and secure financial future.
HealthCare First Credit Union’s Field of Membership is open to any person working in the health care field in the Tri-County of Cambria, Somerset and Blair Counties, Pennsylvania. This includes, but is not limited to, employees, doctors, medical staff, technicians, volunteers under hospital staff supervision.
West Union Bank began doing business in 1893 at the corner of Columbia and Court Streets in West Union, Doddridge County, and continued there until 1973 when the Bank moved to its current location at 212 Main St. West Union, WV 26456. In response to the popularity of the Bank’s services outside of its home county.
Holiday Finance is locally owned and operated. Since 1980 we have been serving our community and surrounding areas with Personal Loans and Auto Financing. We take great pride in using this knowledge to help you, our customer, with your financial needs and making sure your loan is the right loan for you.
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
