USDA VS FHA in Bull-Run, Prince William County, VA

In 2026, the USDA loan limit in Bull-Run, Prince William county, VA, is $657,900. The FHA cap for a single-family home is $822,375.

Use the Lendersa® USDA loan calculator to assess today's USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options side by side, helping you select the best program in for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Bull-Run, Prince William, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Bull-Run, VA

Lendersa® aims to quickly find you the most suitable USDA or FHA loan without hassle. Begin with one of three choices, leading to matched lenders and USDA programs.

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Understanding USDA Loans in VA

A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture. It is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need none, enhancing accessibility for rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • First National Bank of Coffee County opened for business September 23, 1991, to serve Coffee and surrounding counties as a locally owned community bank. We believe First National Bank of Coffee County is the best choice to serve as your banking partner and would like the opportunity to prove it.

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  • Douglas National Bank staff members carry a card which states our commitment to service quality. In summary, the card states that: It is the responsibility of each employee to create a positive work environment with emphasis on teamwork and efficiency in meeting customer's needs. We will think and act with a sense of urgency so that our customers.

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  • 1st Eagle Mortgage is a full-service mortgage company, working closely with current and prospective property owners in the Chicagoland area to create tailor-made mortgages to meet their needs. Our focus is on you, the customer. We understand that every customer’s situation is unique.

  • Lender 4 You Limited
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