USDA and FHA Pro and Con in Bull-Run, Prince William County, VA
In 2025, the USDA loan limit in Bull-Run, Prince William county, VA, is $657,900. The FHA cap for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to assess today's USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options side by side, helping you select the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Bull-Run, Prince William, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Bull-Run, VA
Lendersa® aims to quickly find you the most suitable USDA or FHA loan without hassle. Begin with one of three choices, leading to matched lenders and USDA programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture. It is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need none, enhancing accessibility for rural homebuyers.
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