USDA Loan Vs. FHA loan for Danville, VA [Danville County ]

In the year 2026, the USDA loan cap for Danville, in the county of Danville, VA, is $285,000, whereas the FHA limit for a single-family dwelling is $472,030.

Take advantage of the Lendersa® USDA loan calculator to contrast the best current USDA and FHA rates. You can determine the necessary income, credit score, reserves, and documents for eligibility. Our comprehensive mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you identify the most suitable program for your unique financial circumstances in .

Options for USDA and FHA loans in Danville, VA

The main mission of Lendersa® is to quickly connect you with the best possible USDA or FHA loan, without unnecessary complications. Choose from three starting options to connect with lenders and discover USDA loan opportunities.

Understanding USDA Loans in VA

The USDA home loan, also termed as the USDA rural development loan or USDA mortgage, is backed by the government via the Agriculture Department and available only in rural areas. Unlike FHA loans, which need at least a 3.5% down payment, USDA mortgages require no down payment at all.

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(866) 879-6328 Lender's profile and map URW Community Federal Credit Union 539 Arnett Boulevard, Danville, VA, 24540 Lends in Virginia URW Community Federal Credit Union has been open since 1970. The credit union has assets totaling $224.47 Million and provides banking services to more than 32, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a mem
(434) 792-0198 Lender's profile and map Movement Bank 201 N. Union Street, Danville, VA, 24541 Lends in Virginia At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.
(434) 792-5111 Lender's profile and map American National Bank & Trust Company 628 Main St, Danville, VA, 24541 Lends in Virginia American National Bank & Trust Company, we believe being local is more than just having an office in the community. It's about looking out for our customers with better banking options and quick, local decisions. It's about supporting local community organizations and working with local businesses that are so vital to our communities.
(276) 638-8771 Lender's profile and map Martinsville First Savings Bank 25 W Church Street, Martinsville, VA, 24114 Lends in Virginia Martinsville First Savings Bank came to life in 1924 when local businessmen saw a need for mortgage lending to help the growing city of Martinsville prosper. We have thrived through decades of change and have been a source for mortgages and banking in the community since day one – supporting local organizations and initiatives along the way.
(800) 475-6328 Lender's profile and map ValleyStar Credit Union 35 Dupont Rd, Martinsville, VA, 24112 Lends in Virginia ValleyStar Credit Union has been serving businesses and families like yours since 1953. It’s our mission to make banking and managing your finances as easy and convenient as possible. We want to get beyond the dry language of mortgages, loans, accounts and credit cards to what you really care about.
(434) 369-3000 Lender's profile and map First National Bank 622 Broad Street, Altavista, VA, 24517 Lends in Virginia First National Bank is a full service commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia. Member FDIC \| Equal Housing Lender commercial and consumer bank headquartered in Altavista, Virginia and serving Central and Southern Virginia.