USDA Vs. FHA your options comparison in Martinsville, Martinsville County, VA
In 2026, the USDA loan limit for Martinsville, in the county of Martinsville, VA is set at $336,500. For a single-family home, the FHA limit is $472,030.
Utilize Lendersa®'s USDA loan calculator to compare today's top rates for USDA versus FHA loans. Determine the income, credit score, reserves, and documents you need to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program for your unique financial situation in .
Loan Limits & Downpayment Requirements for 2026 in Martinsville, Martinsville, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options Available in Martinsville, VA
The goal of Lendersa® is to swiftly provide you with the best possible USDA or FHA loan without hassle. Begin by choosing one of three starting points that connect you to matching lenders and USDA loan programs.
A USDA home loan is a government-guaranteed loan by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It's exclusively for rural areas and unlike FHA loans, which require a minimum 3.5% down payment, USDA loans need no down payment at all.
Lynx Mortgage Bank LLC was founded by a small group of mortgage and financial professionals on Long Island, NY with one goal in mind: to offer our customers a straightforward “no surprises” approach to the home buying process.Today, we are one of New York’s premier mortgage companies with a sizable client base who won’t hesitate to recommend us.
New York Community Bank serves customers through branches encompassing eight divisions: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona.
Meadowbrook Mortgage Bankers is an established Mortgage Banker with over 50 years of management experience. Meadowbrook is an FHA, Fannie Mae, Freddie Mac, and VA Direct Endorsed Lender. We are licensed throughout the East Coast and growing; to fulfill our vision of becoming a nation-wide lender.
900 Merchants Concourse Suite #112, Westbury, NY, 11590
Mid-Island Mortgage Corp. our borrowers never settle for just any home, any rate, or typical service. They expect the best and they get the best! This customer-centric culture stems from our 55 year heritage. We believe that our value proposition goes well beyond "the lowest rate" and, since we are highly competitive with our rates
ACRES fills the considerable capital gap for operators by focusing on commercial real estate investments that are overlooked by traditional lenders. We specialize in short-term debt investments from $10 million to $80 million nationwide, providing a variety of capital solutions to our clients with properties in primary and secondary markets nationw
Riddell National Bank has a rich heritage in Clay County, Indiana, having received its original charter in 1885 under the name of "Zeller and Riddell Bank." A National Charter was granted in March of 1900 and the name of the Bank was changed to The Riddell National Bank. And, since that time.
133 West Main St, Suite 155A, Northville, MI, 48167
Mortgage help from LPM is built for you. Personalized interest rates, monthly payments and term options that are built for you. Our team understands that everyone's needs are unique, we take this into account when helping you choose the right loan. If you want personalized loan financing services from industry experts contact us today.
Fidelity Funding Co., Inc. is a residential mortgage company based in Farmington Hills, Michigan. At Fidelity Funding Co., Inc. we strive to provide a stress-free and simple process to an otherwise complex and confusion mortgage process We will work with you and educate you on the vast amount of programs and help you decide which best suits.
