USDA Vs. FHA your options comparison in Collinsville, Henry County, VA

For the year 2026, the USDA loan maximum in Collinsville, within the county of Henry, VA, is $428,700. Conversely, the FHA loan limit for a single-family dwelling is $546,250.

Utilize the Lendersa® USDA loan calculator to compare the finest rates available today between USDA and FHA. You can determine the necessary income, credit standing, financial reserves, and all documents required for qualification. Our sophisticated mortgage calculator allows you to assess USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable financial option in for your unique circumstances.

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2026 Loan Caps and Down Payment Conditions in Collinsville, the county of Henry, VA

Type of Loan Loan Cap Down Payment Required
USDA $428,700 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Financing Selections in Collinsville, VA

The aim of Lendersa® is to deliver the best USDA or FHA loans to you without delay and hassle. Choose among three starting points to connect with lenders and USDA loan packages.

Lendersa USDA loan inquiry with matching results

An Overview of USDA Loans in VA

A USDA home loan is insured by the U.S. Department of Agriculture and is often termed as a USDA rural development loan or USDA mortgage. It's specifically for rural regions. Unlike FHA loans, which necessitate a down payment of at least 3.5%, USDA loans demand no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vincent Viriyakul Residential & Commercial Financing & Real Estate
  • 1754 N. Washington St, Suite 128B, Naperville, IL, 60563
  • Great Mortgage Company Inc. 1754 N Washington St, Ste 128B Naperville, IL 60563 is an Illinois Residential Mortgage Licensee. Great Mortgage Company Inc is an approved FHA lender, not an agency of the U.S government. All loans are subject to final lender approval. Programs, rates, terms and conditions may change without notice.

  • CIBM Bank
  • 1811 Centre Point Drive, Suite 123, Naperville, IL, 60563
  • full-service banking offices you'll find a full array of Personal and Business banking services and products to help you create the life you want and to help your business continue to be successful. We work hard to be your partner and we understand that this means listening and responding to the unique needs of you.

  • Prosperity Co
  • 1730 Park Street, Suite 200A, Naperville, IL, 60563
  • "Prosperity Co. is a Massachusetts Foreign Corporation filed On August 13, 2021. The company's File Number is listed as 001526020.

    The Registered Agent on file for this company is Yang Liu and is located at 75 Tyler Rd, Weston, MA 02493. The company's principal address is 1730 Park St, Suite 200a, Naperville, IL 60563."

  • Professional Mortgage Solutions Inc
  • 1776 Legacy Circle, Naperville, IL, 60563
  • Our mortgage team members give you the personal attention you deserve and treat you with the respect due a valued customer. You are making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So here's our commitment to you: we will help you qualify, apply and be approved for the ideal mortgage loan for you

  • American Fidelity Mortgage Services, Inc
  • 1776 S Naperville Road, Bldg B, Suite101B, Wheaton, IL, 60189
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.

  • Greenfield Savings Bank
  • 282 Avenue A, Turners Falls, MA, 01376
  • Greenfield Savings Bank has stayed true to its mission to provide a secure place for local residents to save and to access financial products and resources. Today, we continue that commitment with offices throughout Franklin and Hampshire Counties and through online and mobile banking.

  • DuPage County Employees Credit Union
  • 421 N County Farm Road, Wheaton, IL, 60187
  • DuPage County Employees Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings

  • Wheaton Bank & Trust Company, National Association
  • 100 N. Wheaton Avenue, Wheaton, IL, 60187
  • Wheaton Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.

  • Century Financial Group
  • 498 Palm Springs Drive #100, Altamonte Springs, FL, 32701
  • Century Financial Group where we have been providing mortgages to our customers since 2001. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you’re looking for. Each of our NMLS licensed loan officers has a minimum of 20 years experience in the mortgage industry.