USDA Vs. FHA your options comparison in Collinsville, Henry County, VA
For the year 2025, the USDA loan maximum in Collinsville, within the county of Henry, VA, is $428,700. Conversely, the FHA loan limit for a single-family dwelling is $546,250.
Utilize the Lendersa® USDA loan calculator to compare the finest rates available today between USDA and FHA. You can determine the necessary income, credit standing, financial reserves, and all documents required for qualification. Our sophisticated mortgage calculator allows you to assess USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable financial option in for your unique circumstances.
2025 Loan Caps and Down Payment Conditions in Collinsville, the county of Henry, VA
Type of Loan
Loan Cap
Down Payment Required
USDA
$428,700
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Financing Selections in Collinsville, VA
The aim of Lendersa® is to deliver the best USDA or FHA loans to you without delay and hassle. Choose among three starting points to connect with lenders and USDA loan packages.
A USDA home loan is insured by the U.S. Department of Agriculture and is often termed as a USDA rural development loan or USDA mortgage. It's specifically for rural regions. Unlike FHA loans, which necessitate a down payment of at least 3.5%, USDA loans demand no down payment at all.
We are a Co-Op and we help you thrive!
By providing personal and business financial services to our members, with local decision making and local community investments, everyone benefits. We truly care about the success and financial well-being of our members. And when our members prosper, so do our communities.
550 W. Sunnyside Road, Suite 11, Idaho Falls, ID, 83402
At Nexus Mortgage Lending, we believe that it is our responsibility to be the connection between our clients and their goals of homeownership. It is our goal to educate our clients, provide them with financing options to meet their individual needs, and link them with world-class lending institutions.
1070 River Walk Dr, Suite 258, Idaho Falls, ID, 83402
Copper River Funding offers individuals convenient access to the rewarding opportunities available through private commercial real estate bridge lending. Our disciplined and risk-controlled strategy is designed to help you protect your capital and generate high current income. The members of the CRF management team have amassed over 40 years
2225 W. Broadway St, Suite J, Idaho Falls, ID, 83402
Trust Alliance Capital has been serving commercial customers' financing needs for over 15 years. Currently holding an A+ rating with the Better Business Bureau. Our expertise in commercial equipment financing, SBA/USDA loans, and commercial real estate will help you move forward in your business
At SEI Credit Union, we think managing your finances should be simple. We pride ourselves on knowing your name when you walk through our door. We are a professional credit union with the convenience afforded by hometown values. Contact us today!Credit Union, we think managing your finances should be simple.
Connections Credit Union is open to most persons, along with family members who live and work in Ada, Bannock, Bingham, Bonneville, Canyon, Cassia, Jefferson, Jerome, Lincoln, Minidoka, and Twin Falls counties. Membership also extends to businesses and other legal entities operating in those counties.
We are a locally owned and operated credit union serving the communities in the Southeastern Idaho area. Since first opening our doors in 1953, Advantage Plus FCU has always been a credit union with 100% focus on the betterment of our member base. That means that all product, supplemental resources.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Company deals primarily with Idaho Farm Bureau Federation members and the Federation’s affiliated organizations. It finances premiums for several lines of insurance, and provides loans secured by motor vehicles, mobile homes, home equity, and other areas of finance approved by the Board of Directors.
