USDA Vs. FHA Pro and Con comparison in Collinsville, Henry County, VA
For the year 2025, the USDA loan maximum in Collinsville, within the county of Henry, VA, is $428,700. Conversely, the FHA loan limit for a single-family dwelling is $546,250.
Utilize the Lendersa® USDA loan calculator to compare the finest rates available today between USDA and FHA. You can determine the necessary income, credit standing, financial reserves, and all documents required for qualification. Our sophisticated mortgage calculator allows you to assess USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the most suitable financial option in for your unique circumstances.
2025 Loan Caps and Down Payment Conditions in Collinsville, the county of Henry, VA
Type of Loan
Loan Cap
Down Payment Required
USDA
$428,700
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Financing Selections in Collinsville, VA
The aim of Lendersa® is to deliver the best USDA or FHA loans to you without delay and hassle. Choose among three starting points to connect with lenders and USDA loan packages.
A USDA home loan is insured by the U.S. Department of Agriculture and is often termed as a USDA rural development loan or USDA mortgage. It's specifically for rural regions. Unlike FHA loans, which necessitate a down payment of at least 3.5%, USDA loans demand no down payment at all.
Jarrettsville Federal Savings and Loan Association
3706 Norrisville Road, Jarrettsville, MD, 21084
Jarrettsville Federal Savings and Loan ranked in the top 17 percent of banks nationwide for outstanding community involvement, as determined by the Office of the Comptroller of the Currency. The designation is part of the Community Reinvestment Act of 1977 (CRA). Rankings are based on the assessment of loans for building within the community.
Athens Mortgage Resources, Inc. was founded by William A. Jones, Jr. on December 7, 1988, after he retired from his 20 years of service in the United States Air Force. Since its creation, Athens Mortgage has always provided the best and lowest rates & closing costs in the Athens/Oconee area. Along with the best deal in town
iMove Mortgage We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process.
725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.
Har-co Credit Union is built on the foundation of delivering a strong member focused experience. We believe that our success will only occur by upholding the values and principles of a culture where members, both internal and external, feel rewarded in a relationship.You are eligible for great rates, dedicated service & a superior member experience
MBA Mortgage Services, Inc. started its business in 1999 as a small Maryland-based mortgage company that primarily focused on home buyers and assisting them with the purchase of their new home. During the next 10 years, MBA Mortgage has expanded its operation into three branches and nine states and now specializes in all types of home financing.
ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.
Your Choice Federal Credit Union has been open since 1957. The credit union has assets totaling $13.59 Million and provides banking services to more than 2, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,
The Blair County Federal Credit Union was established in 1953 by a group of railroad workers at the Juniata Locomotive Shops. Over the years, we have expanded our field of membership and seen several name changes. Throughout the changes our primary goal has remained the same, providing high quality services while taking the time to recognize
