USDA Vs. FHA Pro and Con comparison in Mount-Hermon, Pittsylvania County, VA
In 2025, the USDA loan limit for Mount-Hermon in Pittsylvania county, VA, is $285,000. Meanwhile, the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to contrast the best USDA vs. FHA rates available today. This tool helps you identify the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Mount-Hermon, County of Pittsylvania, VA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Mount-Hermon, VA
Lendersa® strives to quickly secure the best USDA or FHA loan for you without hassle. Choose from one of three options below to match with lenders and explore USDA loan programs:
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government's Department of Agriculture. These loans are available only in rural areas. USDA loans require no down payment, unlike FHA loans which mandate at least a 3.5% down payment.
5 Upper Newport Plaza Drive, Suite 200, Newport Beach, CA, 92660
Save Financial, Inc. is a mortgage lending brokerage firm located in the sunny Newport Beach California. Our focus is residential purchase and refinance transactions. We are licensed with over 20 major US Lenders and can provide various programs tailor made to your mortgage needs.
5 Upper Newport Plaza, Building 5, Suite 205, Newport Beach, CA, 92660
Master Key Capital we offer great rates with our FHA, VA, USDA, JUMBO, Interest Only and Conventional loans. We also specialize in true Stated income loans and Bank Statement loans with loans amount from $150,000.00-$5,000,000.00 plus. We help borrowers find financing from Excellent credit to Poor Credit.
20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
Residential First Mortgage began business in 1994. From the beginning, it has been our vision to build a business from repeat clients and client referrals, ultimately creating “clients for life”. Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction.
Bayshore Capital is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.
5000 Birch Street, Suite 3000, Newport Beach, CA, 92660
Choice Financial Group, is a mortgage broker and a subsidiary of California Financial Realty Inc. a privately owned company. Under the same leadership, we have been providing superior service to our clients since 1985. We also provide full Real Estate service..
We can represent buyers and sellers for any Real Estate transaction.
3400 Irvine Avenue, Suite 212, Newport Beach, CA, 92660
"We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for.
With a variety of loan programs and an established network of lenders behind us"
4540 Campus Dr, Suite 106, Newport Beach, CA, 92660
At WFP Lending! Since 1998 we have been helping consumers get the best deal possible by giving consumers multiple offers from several wholesale lenders in a matter of minutes, WFP Lending makes comparison shopping easy from over 90 wholesale lenders. You the consumer WINS because when lenders compete you get the very best price!
2082 SE Bristol Street, Suite 201, Newport Beach, CA, 92660
At First Reliant, Inc. we are certain you deserve better. That’s why we provide a personal mortgage specialist to every mortgage applicant – someone who’ll help you find the right mortgage, put together the application and close the loan.Your personal mortgage specialist will answer all your questions and even fill out the forms for you.
20062 SW Birch St, Suite 230, Newport Beach, CA, 92660
Americas Funding Group (AFG) is a private mortgage banking/broker with a large variety of loan products with some of the lowest rates in the industry. AFG’s highly trained, certified loan professionals use the industries most advanced mortgage analysis tools so that we ensure our loan products fit our clients needs.
4000 MacArthur Blvd, Suite 300, Newport Beach, CA, 92660
Excelerate Capital has helped borrowers solve life decisions involving home mortgages both big and small. Weʼre proud that our clients look to us for practical solutions for their unique life situations. Excelerate Capital looks beyond a single score and broadens our search to include context and adaptability.
