USDA Loan Vs. FHA loan for Laurel, VA 2025

In 2025, the USDA loan limit for Laurel within Henrico county, VA, is $428,700, whereas the FHA limit for a single-family home is set at $546,250.

Utilize Lendersa®'s USDA loan calculator to evaluate and contrast today's leading USDA and FHA rates. Discover what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding in the decision of which program best fits your financial requirements in .

Discover USDA and FHA Loan Options in Laurel, VA

The goal of Lendersa® is to promptly interface you with the ideal USDA or FHA loan, minimizing any hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.

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What is a USDA Loan in VA?

The USDA home loan, guaranteed by the Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is specifically available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans have no down payment requirement.

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(919) 525-3660 Lender's profile and map Reviews Robby Oakes Mortgage Team 5039 Executive Drive, Suite 500B, Morehead City, NC, 28557 Robby is a Chapel Hill native, a graduate of the University of North Carolina. Robby joined Corporate Investors Mortgage Group in 2003 with a background in Financial Planning and Real Estate and hit the ground running winning the 2004 NC Association of Mortgage Professionals “Rookie of The Year” award.
(856) 547-3700 Lender's profile and map Reviews Haddon Savings Bank 201 White Horse Pike, Haddon Heights, NJ, 08035 Thirteen individuals formed the Haddon Heights Building and Loan Association on February 4, 1905. It was a mutual association, formed to help individuals buy a home. The Association was formed with an initial investment of $69,000. The first president of the Bank was Fredrick Fries.
(215) 222-2604 Lender's profile and map Reviews University of Pennsylvania Students Federal Credit Union 3401 Walnut Street, Suite 431A, Philadelphia, PA, 19104 The Student Federal Credit Union (SFCU) is the first and only Credit Union in the Ivy League and exclusively serves the University of Pennsylvania community. Founded in 1987 by three Wharton MBA students, the SFCU has been providing Penn students with secure, efficient, and convenient financial services for almost 25 years.
(215) 898-8539 Lender's profile and map Reviews Penn Federal Credit Union 3131 Walnut Street, Philadelphia, PA, 19104 Penn Federal Credit Union is a non-profit organization. In other words, every member equally owns the credit union. Any money made above the cost of operations is returned to the members in the form of better rates on deposits, better loan rates and lower fees. The credit union is governed by a Board of Directors, and all credit union accounts.
(888) 978-9978 Lender's profile and map Reviews Spring EQ LLC 2929 Arch Street, Suite 500, Philadelphia, PA, 19104 Spring EQ LLC unlocks the goals of homeowners by providing visibility and access to their home's equity. Unlike banks and other lenders, Spring EQ LLC’s platform simplifies access to the value of their home, and when the need arises, dramatically reduce the time and cost to tap into that value.
6104202238 Lender's profile and map Reviews Bluebird Lending 1845 Walnut Street, Ste 910, Philadelphia, PA, 19103 Bluebird Lending creates opportunities for real estate investors to improve their communities by providing fast, flexible and fair lending solutions to grow their business. Bluebird understands the unique challenges real estate investors face and is equipped to work closely with our customers to produce successful results.
(215) 893-9722 Lender's profile and map Reviews Singer Financial Corporation 1708 Locust St, Philadelphia, PA, 19103 We are a Private Direct Portfolio Lender with our own pool of capital available to lend your business. Unlike many other Private Lenders, we don't take your loan to some nameless private investor to get your loan approved and funded. We offer commercial real estate secured business loans to business owners and real estate investors.
(215) 563-1572 Lender's profile and map Reviews Second Federal Savings & Loan Association of Philadelphia 1727 Chestnut Street, Philadelphia, PA, 19103 Second Federal Savings and Loan Association of Philadelphia has been offering superior service since 1924. When working with our clients, we listen to and understand their needs and goals. We know what’s important to them, and work together to provide the financial products they need
(949) 556-9295 Lender's profile and map Reviews HomeLend Financial Inc 1900 Market Street, 8th Floor, Philadelphia, PA, 19103 HomeLend Financial We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
(215) 454-6098 Lender's profile and map Reviews UMortgage 100 North 18th Street, Suite 1400, Philadelphia, PA, 19103 UMortgage Want comfortability, ease, and a broker who meets you where you’re at? No problem. We customize our process to you. Whether it’s over text, email, on the phone, in person or any combo of your choice, our team will be there. We offer great rates while partnering with you to close within 3 weeks.
(610) 829-9249 Lender's profile and map Reviews Chesen Mortgage Group 1626 Locust Street, Suite 404, Philadelphia, PA, 19103 We offer expertise in every area of mortgage lending. With access to a full range of mortgage resources, all our lending specialists are dedicated to finding the right loan with the best rate, terms and costs to meet your unique needs. But that is just the beginning. Our talented staff provides regular updates and progress reports.
(215) 839-0063 Lender's profile and map Reviews Epoch Lending, LLC 2001 Market Street, Suite 2500, Philadelphia, PA, 19103 Epoch Lending was founded in December 2018 as an independent mortgage brokerage to serve the needs of borrowers looking to buy or refinance a home throughout the United States. We hire local independent mortgage experts in local markets and allow them to operate with the flexibility of the broker channel without the stresses of managing a business.