USDA Loan Vs. FHA loan pro & con Laurel, Henrico County, VA

In 2025, the USDA loan limit for Laurel within Henrico county, VA, is $428,700, whereas the FHA limit for a single-family home is set at $546,250.

Utilize Lendersa®'s USDA loan calculator to evaluate and contrast today's leading USDA and FHA rates. Discover what income, credit, reserves, and documents are necessary to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, aiding in the decision of which program best fits your financial requirements in .

Discover USDA and FHA Loan Options in Laurel, VA

The goal of Lendersa® is to promptly interface you with the ideal USDA or FHA loan, minimizing any hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.

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What is a USDA Loan in VA?

The USDA home loan, guaranteed by the Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is specifically available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans have no down payment requirement.

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(541) 280-6967 Lender's profile and map Reviews Mountain Mortgage 19405 SW Kemple Drive, Bend, OR, 97702 Mountain mortgage With all that Central Oregon has to offer it is a refreshing change to work with a Mortgage Broker who ALWAYS answers the phone even when that phone happens to be DEEP in the Mountains. Call me with questions about home loans and current mortgage rates anytime..
(888) 216-9665 Lender's profile and map Reviews Oracle Funding Corp 19403 Charleswood Lane, Bend, OR, 97702 At Oracle Funding Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(800) 717-9725 Lender's profile and map Reviews Black Diamond Financial LLC 213 SW Columbia Street, Suite 3, Bend, OR, 97702 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line
(310) 913-5451 Lender's profile and map Reviews All Seasons Mortgage 15 SW Colorado Ave, Bend, OR, 97702 This family owned & operated local business has over 30 years helping families in central Oregon find the best available loan products. John is both the owner of All Seasons Mortgage and a Loan Originator. John purchased All Seasons Mortgage from a local family in 1990. His mission has always been to provide stellar service to his clients.
(541) 728-0390 Lender's profile and map Reviews Mid Oregon Lending 360 SW Bond St, Suite 410, Bend, OR, 97702 Mid Oregon Lending represents dozens of wholesale lenders that are typically unheard of by the general public. These lenders work almost exclusively through independent brokers. We shop multiple sources for the best possible combination of interest rates, fees, underwriting leniencies
(541) 388-3432 Lender's profile and map Reviews Cascade Mortgage Co 19717 Mount Bachelor Dr, Suite 258, Bend, OR, 97702 Cascade Mortgage company, where we specialize in residential mortgages. At Cascade Mortgage company, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(559) 977-3583 Lender's profile and map Reviews Clovis 1st Real Estate Services Inc. 635 Barstow Ave, Suite 16, Clovis, CA, 93612 Clovis 1st Real Estate Services, Inc. in 1995 to provide our community with the best realtor services that they deserve. We put up the business when we moved to Clovis. We are licensed to provide our real estate sales, home loans, and real estate consultation. We have always valued integrity and a high legal standard of work
(559) 851-5478 Lender's profile and map Reviews Park Place Mortgage 418 Pollasky, Clovis, CA, 93612 Park Place Mortgage helping our clients, its simple. We want to make real estate personal again. We want to make something that can be stressful and complicated, easy and streamlined. We are local. We live locally, we shop locally, we support local. We make this area our home. We know this market inside and out and are excited.
(559) 314-5363 Lender's profile and map Reviews All Access Mortgage 96 Shaw Avenue, Suite 205, Clovis, CA, 93612 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
559-970-9972 Lender's profile and map Reviews Mission Mortgage & Realty 2700 Clovis Ave. Suite 108, Clovis, CA, 93612 At Mission Mortgage and Realty we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
(818) 338-6852 Lender's profile and map Reviews Medallion Mortgage 28632 Roadside Drive, Suite 265, Agoura Hills, CA, 91301 Medallion Mortgage Company was originally founded in 1958 as a family owned mortgage bank. It expanded nationally, opening branches from Honolulu, Hawaii to Salem, Massachusetts. At the time of its sale in 1995, it was one of the largest privately held, full-service mortgage banks in the United States.
(888) 844-3413 Lender's profile and map Reviews Mortgage Mavens Inc. 28720 Roadside Drive, Suite 229, Agoura Hills, CA, 91301 Mortgage Mavens has been committed to helping you achieve that dream since 1994. Working with lenders from across the financial world, we're here to meet your individual needs. We make the process of getting a mortgage simple and straightforward by offering state-of-the-art financial tools to help you make sound financial choices.