FHA Vs. USDA loan program for Chamberlayne, Henrico County, Virginia

In 2025, USDA loan limit in Chamberlayne, county of Henrico, VA is $428,700 while FHA limit is $546,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Chamberlayne, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(701) 288-3491 1263 miles Lender's profile and map Reviews McIntosh County Bank 204 West Main Street, Ashley, ND, 58413 McIntosh County Bank of Ashley, North Dakota was organized September 15, 1911 as the Farmers State Bank of Danzig, North Dakota. By 1913, controlling stock was acquired by J.H. Wishek and Peter Billigmeier. At that time, Danzig was a thriving community with two grocery stores, meat market, lumber yard, hardware store.
(701) 284-7244 1263 miles Lender's profile and map Reviews First United Bank 503 Briggs Avenue South, Park River, ND, 58270 First United Bank, the seeds of our business were planted more than 125 years ago in the rich, black soil of North Dakota farms. It doesn’t matter how you do business with us; if you are involved with First United Bank, you are involved with agriculture. That’s because our bank is still true to its roots.
(512) 454-4636 1264 miles Lender's profile and map Reviews Texas Health Credit Union 4800 Grover Avenue, Austin, TX, 78756 Texas Health Credit Union is dedicated to providing its members a variety of affordable financial products and services in a personal and professional manner. We are committed to meeting the changing needs of our members and are dedicated to the philosophy of "people helping people".
(512) 470-4808 1264 miles Lender's profile and map Reviews Shelly Roark 814 West North Loop, Unit B, Austin, TX, 78756 Shelly values each client and prides herself in finding the right loan fit for each by using her expertise in FHA, VA, Conventional, Rural Housing/USDA, Texas Vet, Jumbo, and many other special mortgages. She practices her personal mantra, “If there’s a will, there’s a way,” and she will find it!
(512) 582-7878 1265 miles Lender's profile and map Reviews Forty Acres Lending, LLC 13809 Research Boulevard, Suite 500, Austin, TX, 78750 Forty Acres Lending. We are a full-service mortgage company based in Austin, Texas. We specialize residential lending and offer a full array of products to serve all including First Time Home Buyers, FHA, Veterans, Jumbo, Conventional Mortgages, Rental Properties, No Incone Verification Loans, Fix-n-Flip and New Construction.
(512) 423-4663 1265 miles Lender's profile and map Reviews Texas Mortgage Consultants, PLLC 8805 Lemens Spice Trail, Austin, TX, 78750 Russell Stout is the Broker for Texas Mortgage Consultants, PLLC. Since 2002 he has been originating Texas mortgages for the greater Austin area and beyond. During his career, Russell has worked as a Branch Manager, Sales Manager, VP of Operations, and owned his own mortgage company.
(512) 502-5444 1265 miles Lender's profile and map Reviews LOANS BY PRODIGY 13740 Research Blvd, Building E, Suite 1, Austin, TX, 78750 Prodigy Mortgage, personal commitment to excellence coupled with a passion to help others is the common element in our Mortgage team. We are a local Mortgage Brokerage with a vision to deliver a competitive home loan with a remarkable experience for first to forever homebuyers. Our reputation is extremely important.
(512) 477-2641 1265 miles Lender's profile and map Reviews Travis County Credit Union 1101 North Interstate 35, Austin, TX, 78702 Travis County employees realized that having a credit union would provide them with better financial assistance than banks. Many probably remembered the financial hardship experienced by their parents in the 30s. Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance.
(888) 222-0017 1265 miles Lender's profile and map Reviews PeopleFund 2921 E. 17th Street, Building D, Suite 1, Austin, TX, 78702 PeopleFund creates economic opportunity and financial stability for underserved people by providing access to capital, education and resources to build healthy small businesses. PeopleFund believes that healthy small business growth is the key to economic recovery and development and that every person.
(833) 505-1705 1265 miles Lender's profile and map Reviews Tomo Mortgage, LLC 1645 East 6th Street, Suite 100, Austin, TX, 78702 Tomo Networks is a fintech startup that improves the homebuying experience by pairing a smarter and faster mortgage process with the best real estate agents to eliminate complexity, reduce cost, and put buyers in the best position to close. Tomo Networks was created by Greg Schwartz and Carey Armstrong in October 2020
(512) 699-3649 1265 miles Lender's profile and map Reviews Park Place Funding, LLC 2220 E Cesar Chavez St, Austin, TX, 78702 Park Place Funding, LLC was started in 2015 and is based in Austin, Texas. We provide short-term, asset-based loans for non-owner occupied properties in the major markets of Central Texas, including Austin, Dallas, San Antonio, and the surrounding areas. Our loans are secured by a first lien against the property.
(512) 220-9916 1265 miles Lender's profile and map Reviews Loan Ranger Capital 1800 E 4th St, Suite 170, Austin, TX, 78702 Loan Ranger Capital provides funding to real estate investors all over the state of Texas and has become highly regarded as one of Texas’s best funding sources for real estate investments.Loan Ranger Capital is different than other hard money lenders. We’re locally based and take pride in our first-hand market knowledge.