USDA and FHA Pro and Con in Lakeside, Henrico County, VA

In 2025, the USDA loan limit for Lakeside, within Henrico county, VA, is $428,700. Meanwhile, the FHA limit for a single-family home is $546,250.

Use the Lendersa® USDA loan calculator to compare today's rates of USDA versus FHA loans. Determine the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the right option in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Lakeside, Henrico, VA

Loan Type Loan Limit Down Payment
USDA $428,700 0%
FHA $546,250 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Lakeside, VA

Lendersa® aims to quickly connect you to the best USDA or FHA loan trouble-free. Begin your search with one of three pathways leading to matching lenders and exploring USDA program potential.

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Understanding USDA Loans in VA

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is designed for rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, a USDA loan requires none, making it highly accessible for rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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