USDA Loan Vs. FHA loan pro & con for Lakeside, Henrico County, VA

In 2025, USDA loan limit in Lakeside, county of Henrico, VA is $428,700 while FHA limit is $546,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lakeside, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(985) 395-6131 968 miles Lender's profile and map Reviews Patterson State Bank 1130 Highway 90 West, Patterson, LA, 70392 Patterson State Bank was founded in 1925 by Harry Williams and E. F. Marin. Together they had a great vision for their community; a bank for their city to call its own. At that time, the larger banks in New Orleans were not responsive to the needs of families and business owners in
9543941959 969 miles Lender's profile and map Reviews Edge Home Finance Corporation 5868 Baker Road, Minnetonka, MN, 55345 Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.
(785) 359-6533 969 miles Lender's profile and map Reviews Bank of Denton 510 Main, Denton, KS, 66017 The Bank of Denton was established on August 27, 1894, with a capital of $6, 000.00. There were fourteen stockholders: Wm M Gillen, J.F. Harpster, Seward McConnel, Dr. Robert Stewart, S.J. Denton, Jacob Denton, L .H. Priester, S.O. Harpster, George Denton, Wm. Denton, James Miller, John Small, W.H. Dorn and James B. Roberts.
(785) 448-3191 969 miles Lender's profile and map Reviews Patriots Bank 131 East 4th Ave., Garnett, KS, 66032 Patriots Bank is owned and operated by the Cooper family. Our charter has over 120 years of tradition in community banking. As a local community bank, Patriots Bank is a proud part of the communities we serve. Here are some of the benefits of being part of a community bank and why Patriots Bank is the right choice for you
(952) 400-6888 969 miles Lender's profile and map Reviews US West Financial Corporation 1864 Berkshire Ln N, Plymouth, MN, 55441 US West Financial Our goal is to make you happy with getting the best deal on your home loan. Our business success depends on your satisfaction. We believe that satisfied clients will bring more referrals to us The mortgage rates go up and down. Please let us have a chance to watch the rate for you. We will help you lower your house payment
(763) 422-0290 969 miles Lender's profile and map Reviews Anoka Hennepin Credit Union 3505 Northdale Boulevard NW, Coon Rapids, MN, 55448 Anoka Hennepin Credit Union (AHCU) was founded in 1962 by 13 employees of the Anoka Hennepin School District. Our roots will always honor its decades of service as a "school focused" credit union, serving the largest school district in Minnesota. Today, we continue to be united by a vision of enriching the lives of our members.
(715) 394-5531 969 miles Lender's profile and map Reviews National Bank of Commerce 1127 Tower Ave, Superior, WI, 54880 National Bank of Commerce honors its history with a commitment to superior service for our customers, employees, shareholders, and the communities we serve. National Bank of Commerce is the largest locally owned, full-service community Bank serving Northwestern Wisconsin and Northeastern Minnesota
(712) 669-3322 969 miles Lender's profile and map Reviews Templeton Savings Bank 103 S Main St, Templeton, IA, 51463 Templeton Savings Bank is a family owned community bank that was established in 1923. As we approach 100 years in business, we look forward to continuing to provide banking products and services. Templeton Savings Bank has had a long tradition of helping customers reach their financial goals.
(507) 387-3055 970 miles Lender's profile and map Reviews Minnesota Valley Federal Credit Union 1640 Adams Street, Mankato, MN, 56001 Minnesota Valley Federal Credit Union was established in 1934 as a member-owned, not for profit financial cooperative. Members enjoy convenience and service that simply is not available at most financial institutions. Membership is open to anyone living, working or attending school in Blue Earth, Nicollet, Le Sueur and Waseca Counties.
(507) 625-6816 970 miles Lender's profile and map Reviews MinnStar Bank 201 Poplar Street, Mankato, MN, 56001 MinnStar Bank is dedicated to providing customers with quality financial services in an efficient and caring manner. We are committed to enriching the communities we serve and offer professional bankers with unparalleled years of experience in personal banking, business banking, agribusiness banking and real estate banking.
(507) 387-6789 970 miles Lender's profile and map Reviews North Star Mortgage LLC 1720 Adams Street, Suite 100, Mankato, MN, 56001 At North Star Mortgage. We are located in Mankato Minnesota. We’ve been helping people purchase or refinance home mortgages for 27 YEARS! We use a wide range of mortgage loans to help our clients find the best loan option. Hopefully, this website will help you understand the different loan options and the process.