USDA Vs. FHA Pro and Con comparison in Grottoes, Rockingham County, VA
As of 2025, the USDA loan limit in Grottoes, located in Rockingham county of VA, is $336,500. The FHA limit for a single-family home is set at $472,030.
Utilize the Lendersa® USDA loan calculator to contrast today’s optimal USDA and FHA rates. It helps you discern the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA side by side, assisting you in deciding which program in aligns best with your financial scenario.
2025 Loan Limits and Downpayment Requirements in Grottoes, County of Rockingham, VA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Grottoes, VA
The objective of Lendersa® is to swiftly secure the best possible USDA or FHA loan without fuss. Opt for one of the three outlined starting points to pair with suitable lenders and explore USDA programs.
A USDA home loan is a mortgage backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is limited to rural neighborhoods only. In contrast to FHA loans that necessitate at least a 3.5% down payment, the USDA mortgage does not require any down payment.
At North American Financial Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process. so that you can confidently select the best mortgage for you and your family
3585 E. Flamingo Road, Suites 101 | 102 | 103, Las Vegas, NV, 89121
RMS is a licensed mortgage banker whose objectives remain to combine the highest level of service, cutting edge technology, diverse mortgage products and competitive interest rates expected from a large bank with the personal attention of a proud community lender. RMS only originates mortgage loans within the United States of America.
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1810 E Sahara Ave, Suite 200, Las Vegas, NV, 89104
We are able to make exceptions when the big picture makes sense to us. Our primary focus is the strength of the collateral, the ability to debt service, and the borrower’s ability to repay the loan. We are able to get past issues other hard money lenders lenders can’t. We are problem solvers with reasonable solutions for unbankable loans.
Our customer’s needs will always come first. We will be positive, helpful, and enthusiastic at all times; always focusing on solutions, not the challenges. We have worked hard for over 20 years to provide the highest quality, most innovative and exceptional service available anywhere.
Casamia Mortgage 1997 throughout my journey, I have worked with major mortgage companies gaining knowledge and experiences in programs such as FHA, Conventional, VA, FHA 203K, Private Money and Down Payment Assistance. I have also worked closely with the Hispanic Community in attempts to educate.
