USDA Vs. FHA Pro and Con comparison in Fishersville, Augusta County, VA

In 2026, the USDA loan limit in Fishersville, Augusta county, VA, is $336,500. The FHA limit for single-family homes is $472,030.

Leverage Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and determine the qualifying income, credit, reserves, and documents. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping decide the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Fishersville, Augusta, VA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Choosing USDA and FHA Loan Options in Fishersville, VA

Lendersa® aims to quickly secure the most favorable USDA or FHA loan options without hassle. Select one of three starting strategies that connect you with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in VA

A USDA home loan, officially known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • FIRST SOUTHERN Bank
  • 301 South Court St, Florence, AL, 35630
  • First Southern Bank has been helping Shoals residents with their mortgage needs for over 80 years. Whether you are buying, building, or refinancing, First Southern Bank has the right loan to meet your needs. We offer competitive rates for your mortgage lending needs.Let First Southern Bank’s mortgage loan.

  • Devon Bank
  • 6445 North Western Ave, Chicago, IL, 60645
  • full service community bank offering business and personal banking, commercial, real estate and mortgage loans, trust and international services. We also offer a broad range of electronic banking services from online banking and bill pay to ATM/Debit Cards and Mobile Banking. In addition to a high level of professional service.

  • The Federal Savings Bank
  • 4120 W Diversey Ave, Suite C501, Chicago, IL, 60639
  • Federal Savings Bank is veteran - owned bank, with a focus on VA and FHA lending for active duty and retired military and first time home buyers. We believe we offer the Perfect Mortgage Experience, which is our unique combination of outstanding customer service, low mortgage rates, and fast closings.

  • Simple Funding LLC
  • 201 20th St S, Irondale, AL, Birmingham, AL, 35210
  • Empower your dreams with flexible financing solutions from Simple Funding LLC. We are a trusted lender dedicated to helping individuals and businesses achieve their financial goals. Whether you're investing in property, expanding your operations, or consolidating debt, we offer a variety of loan options to fit your needs.

  • Railroad Federal Credit Union
  • 1808 2nd Ave South, Irondale, AL, 35210
  • Our credit union was federally chartered in 1956 to serve persons sharing a common bond. In our case, the common group being employees of the Southern Railway System in Alabama, now known as Norfolk Southern Railroad. For many years, the credit union's office was located in the diesel shop at Norris Yard.

  • Lotus Lending Group, LLC
  • 1522 Montclair Road, Irondale, AL, 35210
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Metropolitan "L" Federal Credit Union.
  • 949 S Ridgeland Avenue, Oak Park, IL, 60304
  • Metropolitan "L" Fedral Credit Union will provide services & financial products to our member in a professional & friendly manner. We will educate our members as to better financial actions and planning. We will enlighten our members as to opportunites and products available to them. We will treat each member with proper courtesy, respect and care.

  • Central Vermont Medical Center, Inc.
  • 130 Fisher Road, Montpelier, VT, 05602
  • The Credit Union came into being when nine employees of the Central Vermont Hospital petitioned the Commissioner of Banking to approve their application to form a credit union. On March 19th, 1970 the Articles of Association were submitted to the Commissioner’s office, and the application was approved by the Commissioner on April 2nd, 1970.

  • Georgia Community Bank
  • 250 E Lee St., Dawson, GA, 39842
  • Although our multiple branches only began doing business under the name of Georgia Community Bank in 2019, our roots run all the way back to September 8, 1922, when Citizens State Bank opened for business on Winston Street in downtown Reynolds, Georgia. Over the past nine decades,