USDA VS FHA in Harrisonburg, Harrisonburg County, VA
In the year 2026, the USDA loan limit for Harrisonburg in Harrisonburg County, VA is listed at $285,000, whereas the FHA limit for a single-family home is $472,030.
Use Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine what income, credit level, reserves, and documents are needed to qualify. Through our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the most suitable program for your financial scenario in .
2026 Loan Limits and Downpayment Requirements in Harrisonburg, Harrisonburg County, VA
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Harrisonburg, VA
The mission of Lendersa® is to efficiently provide access to the best USDA or FHA loan quickly and hassle-free. Select from three potential starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans necessitate no down payment.
Mosaic Federal Credit Union has been open since 1986. The credit union has assets totaling $14.2 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
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Frontier Community Bank and its affiliates are committed to safeguarding the personal information that you provide us. This notice describes our privacy policy and how we handle and protect personal information we collect about individuals, such as you, who apply for or obtain our products and services.
29 Stoneridge Drive, Suite 207, Waynesboro, VA, 22980
Lends in Virginia
Monticello Reverse Mortgage is a local Virginia company. We specialize only in Reverse Mortgages so you can be assured of our expertise and knowledge. Because we are based here in Central Virginia, we work with you personally from start to finish of the entire Reverse Mortgage process.
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DCCU is a member-owned, not-for-profit, full service financial cooperative committed to providing affordable financial solutions to its member owners. Founded in 1959, DCCU currently serves more than 100, 000 members and has over $1.5 Billion in assets.headquartered in Waynesboro, operates 13 branches in the Central Shenandoah Valley region.
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The credit union is a member-owned financial cooperative providing banking services including savings, loans
