USDA Loan Vs. FHA loan for Harrisonburg, VA [Harrisonburg County Rates 2023]

In 2025, USDA loan limit in Harrisonburg, county of Harrisonburg, VA is $285,000 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Harrisonburg, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(225) 271-5600 878 miles Lender's profile and map Reviews Mainstreet Mortgage LLC 8586 Pin Oak Dr, Zachary, LA, 70791 We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We offer 100% USDA Rural Development, 100% VA to qualified veterans, FHA with 3.5% down, up to 97% Conventional and Jumbo options.
(763) 427-4705 879 miles Lender's profile and map Reviews Maple Bank 11660 Theatre Drive North, Champlin, MN, 55316 A customer-focused community bank serving businesses and individuals. We build relationships that are built on value and service. Our focus is to meet our customer's needs, whether it be one of our wide array of banking products, business information or advice, or a referral to a trusted business resource.
(712) 669-3322 879 miles Lender's profile and map Reviews Templeton Savings Bank 103 S Main St, Templeton, IA, 51463 Templeton Savings Bank is a family owned community bank that was established in 1923. As we approach 100 years in business, we look forward to continuing to provide banking products and services. Templeton Savings Bank has had a long tradition of helping customers reach their financial goals.
(763) 323-4400 879 miles Lender's profile and map Reviews Fairway Financial Services, Inc. 11165 Zealand Ave N, Champlin, MN, 55316 Fairway Financial Services, Inc. is a full service mortgage brokerage committed to helping you find the right mortgage product for you. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward.
(305) 460-4001 879 miles Lender's profile and map Reviews Amerant Bank 220 Alhambra Circle, Coral Gables, FL, 33134 Amerant Bank, N.A., one of the largest community banks headquartered in Florida, is a wholly-owned subsidiary of Amerant Bancorp Inc. (NASDAQ: AMTB and AMTBB). For over 40 years, the Bank has developed strong community relationships, always adapting to our customers' lives and specific needs, in a dynamic and positive way.
(305) 375-8442 879 miles Lender's profile and map Reviews Intercredit Bank, National Association 4725 SW 8th St, Coral Gables, FL, 33134 Intercredit Bank, N.A. is a Florida-based bank founded in 1992 as a result of the purchase of a Miami community bank. We are a full service commercial and consumer financial institution providing high quality banking services to our clientele. The Bank is a National Association supervised by the Office of the Comptroller of the Currency.
(305) 445-1941 879 miles Lender's profile and map Reviews City National Bank of Florida 2855 S Le Jeune Road, Coral Gables, FL, 33134 City National Bank of Florida (CNBFL) is the financial institution to which Floridians have turned for 75 years. With more than $20 billion in assets, CNBFL is one of the largest financial institutions based in the state. City National Bank of Florida is a subsidiary of Chilean bank, Banco de Credito e Inversiones (Bci).
(305) 777-1100 879 miles Lender's profile and map Reviews Home Financing Center 400 University Drive, 3rd Floor, Coral Gables, FL, 33134 Founded in 1984, Home Financing Center is the largest independently owned and operated mortgage lender in South Florida. Our company has focused on providing exceptional service to customers – through the ups and downs of the nation’s real estate cycle – and we continue to grow our share of the market.
(786) 571-4746 879 miles Lender's profile and map Reviews Tabares Group 2030 S Douglas Road, Coral Gable, FL, 33134 The Tabares team has more than 45 years of experience combined, in assisting clients with homeownership. With licensed loan officers that are approved to work with the Down Payment Assistance for First Time Home Buyer in South Florida. We specialize in home loans, especially First Time Home Buyers.
(305) 640-8240 879 miles Lender's profile and map Reviews MAC Financial Group LLC 126 Madeira Ave, Miami, FL, 33134 MAC Financial Group LLC. is a full-service Florida mortgage broker. MAC originates loans through various channels and transaction types. Specializing in a variety of loan programs for purchase and refinance such as conforming, jumbo, and government products. MAC is led by a senior management team that consists of mortgage banking professionals.
(305) 500-9426 879 miles Lender's profile and map Reviews First Quality Lending LLC 147 Alhambra Circle, Suite 131, Coral Gables, FL, 33134 At First Quality Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options