USDA Vs. FHA your options comparison in Crozet, Albemarle County, VA

The USDA loan limit for Crozet in Albemarle, VA for 2025 is $368,000, whereas the FHA limit for a single-family home is $507,150.

Use the Lendersa® USDA loan calculator to evaluate current USDA versus FHA best rates. Determine the necessary income, credit, reserves, and paperwork needed for eligibility. This advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program in for your financial needs.

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Crozet, Albemarle, VA

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $507,150 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Crozet, VA

Lendersa® is dedicated to quickly and effortlessly helping you acquire the best USDA or FHA loan. Choose one of three starting points to match with lenders and USDA loan programs.

Lendersa's USDA loan request and matching results

Understanding USDA Loans in VA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. It is designed for rural areas, requiring no down payment, unlike FHA loans, which require a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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