In 2026, the USDA loan limit for Lake-Ridge in the county of Prince William, VA is $657,900, while the FHA loan limit for a single-family home reaches $822,375.
You can use the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates today. Determine the necessary income, credit score, reserves, and documentation needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, facilitating a decision on the best program for your financial situation in
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| Loan Type | Maximum Loan Limit | Required Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The primary aim of Lendersa® is to swiftly secure you the most advantageous USDA or FHA loan without unnecessary hassle. Choose from one of three starting options to find lenders that offer USDA loan packages.
A USDA home loan is a government-backed loan offered by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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