USDA and FHA Pro and Con in Potomac-Mills, Prince William County, VA
In the year 2026, the USDA loan threshold in Potomac-Mills, located within the county of Prince William, VA, stands at $657,900, while the FHA ceiling is $822,375 for single-family residences.
Utilize the Lendersa® USDA loan calculator to evaluate the most favorable USDA and FHA rates today, while also assessing the income, credit, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, making it easier for you to determine which program in aligns best with your financial circumstances.
2026 loan limits and down payment requirements in Potomac-Mills, county of Prince William, VA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loan offerings in Potomac-Mills, VA
The objective of Lendersa® is to swiftly and conveniently secure either a USDA loan or an FHA loan that best fits your needs. Begin with any of three pathways to connect with matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusive to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not demand any down payment.
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