USDA and FHA Pro and Con in Potomac-Mills, Prince William County, VA
In the year 2026, the USDA loan threshold in Potomac-Mills, located within the county of Prince William, VA, stands at $657,900, while the FHA ceiling is $822,375 for single-family residences.
Utilize the Lendersa® USDA loan calculator to evaluate the most favorable USDA and FHA rates today, while also assessing the income, credit, reserves, and necessary documentation for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, making it easier for you to determine which program in aligns best with your financial circumstances.
2026 loan limits and down payment requirements in Potomac-Mills, county of Prince William, VA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loan offerings in Potomac-Mills, VA
The objective of Lendersa® is to swiftly and conveniently secure either a USDA loan or an FHA loan that best fits your needs. Begin with any of three pathways to connect with matching lenders and USDA loan programs.
A USDA home loan is a government-backed loan from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusive to rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not demand any down payment.
12715 Ridgefield Village Drive, Suite 101, Woodbridge, VA, 22193
Lends in Virginia
PWC Employees Credit Union is a member-owned, not-for-profit, financial cooperative dedicated to serving our members. The PWC Employees Credit Union is proud to have served Prince William County government employees and their families for more than forty years. The Credit Union was chartered in 1971.
The Mortgage Store, LLC, where you'll find the lowest rates and closing costs available! When you're looking for a mortgage broker in Texas or Virginia that is dedicated to customer service, reach out to us-we'll discuss your financing needs and match you with the loan that suits your budget.
We have been brokering mortgage loans since 2002. Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks
Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed.Clear Sky Financial’s success starts with our community and the People in it
Clear Sky Financial knows the DC/VA/MD metro area’s residential real estate market deeply, is a trusted partner for investors across the region, and has a proven track record. We are quickly able to discern which opportunities are viable and how we can help you succeed. Clear Sky Financial strives to give back to the community.
Commercial Lending, LLC is pleased to offer land acquisition, construction and closing costs financing for small single-family residential construction projects. We offer loans for stick-built or modular home construction. We work with you to streamline the construction loan process so that you can begin construction on your schedule.
Our mission at Washington Commercial Lending and Development is to provide creative short term hard money loans, be it small or large. We pride ourselves in providing fast funding decisions and competitive rates.
We serve real estate investors, mortgage brokers, and small business owners.
7830 Backlick Road, Suite 401, Springfield, VA, 22150
Lends in Virginia
At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.
6800 Backlick Road, Suite 201, Springfield, VA, 22150
Lends in Virginia
Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future
