USDA Vs. FHA Pro and Con comparison in County-Center, Prince William County, VA

In 2025, the USDA loan limit for County-Center, in Prince William county, VA, is set at $657,900. Meanwhile, the FHA loan limit for a single-family home is $822,375.

Use the Lendersa® USDA loan calculator to compare the top USDA vs. FHA rates available today, and determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to evaluate the USDA, FHA, Conforming, and VA options side by side, aiding you in selecting which program in best fits your financial situation.

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2025 Loan Limits and Downpayment Requirements in County-Center, County of Prince William, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in County-Center, VA

Lendersa® is dedicated to promptly securing the best possible USDA or FHA loan for you, without hassle. Choose one of the three starting points provided to connect with lenders and explore USDA programs that align with your financial needs.

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What Exactly is a USDA Loan in VA?

A USDA home loan, often called a USDA rural development loan or USDA mortgage, is guaranteed by the governments Department of Agriculture. Available exclusively in rural neighborhoods, USDA loans differ from FHA loans, which require a minimum 3.5% down payment, as they require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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