FHA Vs. USDA loan program for Montclair, Prince William County, Virginia

In 2025, USDA loan limit in Montclair, county of Prince William, VA is $336,500 while FHA limit is $546,250 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Montclair, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(213) 388-4350 Lender's profile and map Reviews Gold Miners Investments Inc 1605 West Olympic Boulevard, Suite 403, Los Angeles, CA, 90015 Gold Miners Inc is here to help you achieve The American Dream. From dedicated realtors to mortgage loans, we're on your side every step of the way and also Our mission is to build long term relationships with our customers as we understand that these decisions are long term. Your loan is not only our priority, obligation and responsibility.
(949) 294-2515 Lender's profile and map Reviews Oceanwide Lending 717 West Olympic Boulevard, Unit 2104, Los Angeles, CA, 90015 At Oceanwide Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(310) 820-2584 Lender's profile and map Reviews Boardwalk Lenders 1436 South Main Street, Suite 200, Los Angeles, CA, 90015 Boardwalk Lenders is located in Los Angeles, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Boardwalk Lenders has 4 total employees across all of its locations and generates $269, 840 in sales (USD). Boardwalk Real Estate is Residential & Commercial real estate and loans. Easy apply for a loan
(310) 834-6411 Lender's profile and map Reviews ILWU Credit Union PO Box 7629, Long Beach, CA, 90807 ILWU Credit Union was founded in 1954 by Local 13 members Benny McDonald, Pete Moore, and Tony Arriaga. The Credit Union was founded as a financial cooperative to provide a place for longshoremen to cash their paychecks, save, and borrow money at reasonable loan rates. The Credit Union operated out of a small building next to the Local 13 Union.
(424) 644-4633 Lender's profile and map Reviews Carina Slepian 626 Avery Place, Los Angeles, CA, 90807 "Carina is as an expert negotiator and strategic thinker, who has served real estate clients since 2005. Behind her success in real estate, she also has: Hundreds of successfully closed transactions; both listing and buying 20 years of corporate experience Solid project management skills as a PMP.
(562) 756-4000 Lender's profile and map Reviews Peter Benjamin - Loan Officer 3707 North Country Club Drive 4, Long Beach, CA, 90807 Pete Benjamin understands the importance of making homeownership attainable. He is committed to helping Los Angeles-area clients obtain the right mortgage for their unique needs and facilitating the real estate process from start to finish. Pete understands there is no one-size-fits-all solution when it comes to home loans.
(562) 335-9593 Lender's profile and map Reviews The Standard Estates 4000 Long Beach Boulevard, Suite 204, Long Beach, CA, 90807 we will work tirelessly to help purchase or sell a property in Los Angeles County, Orange County, or other nearby areas. We'll ensure we make the process enjoyable and successful. Looking to sell? We'll endeavor to sell your property in a timely fashion, at the best possible price, all in a highly professional manner.
(562) 637-3121 Lender's profile and map Reviews Shoreline Financial Services 4000 Long Beach Boulevard, Suite 304, Long Beach, CA, 90807 Shoreline Financial Services is a family-owned business, with a passion for helping other families and individuals improve their wellbeing. We are a mortgage broker affiliate with Fannie Mae, Freddie Mac, PennyMac, Quicken Loans, Caliber Home Loans, Citadel Home Loans, United Wholesale Mortgage.
855 671 7700 Lender's profile and map Reviews changemyrate.com 4320 Atlantic Avenue Suite 216, Long Beach, CA, 90807 ChangeMyRate.com® is an Equal Housing Opportunity mortgage company. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age because all or part of your income may be derived from any public assistance program.
(562) 427-1215 Lender's profile and map Reviews New Horizon Funding 2201 E. Willow St, Suite C, Signal Hill, CA, 90755 The New Horizon Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
(562) 989-6254 Lender's profile and map Reviews North American Lending Group 2525 Cherry Avenue, Suite 160, Signal Hill, CA, 90755 North American Lending Group, we believe knowledge, trust, and experience are the building blocks for working with our clients to navigate through one of life’s most significant investment. Our years of experience and customers are testimonial to our devotion and commitment to being an accessible group with the clients’ needs in mind.