USDA VS FHA in Lake-Wilderness, Spotsylvania County, VA
In 2026, the USDA loan limit in Lake-Wilderness, located in Spotsylvania, VA, is $657,900, while the FHA limit for a single-family home is $822,375.
Use the Lendersa® USDA loan calculator to explore and compare today’s best USDA versus FHA rates, determining the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in your decision on which program in is most suitable for your financial situation.
2026 Loan Limits and Downpayment Requirements in Lake-Wilderness, County of Spotsylvania, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Lake-Wilderness, VA
The mission of Lendersa® is to swiftly secure the best USDA loan or FHA loan for you, free from hassle. Choose from three initial starting paths that connect you with suitable lenders and uncover USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and is only available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment at all.
5328 Primrose Lake Circle, Suite A, Tampa, FL, 33647
Navigator Lending Solutions was founded by seasoned mortgage professionals who recognized the need for reliable back office support in the mortgage industry and shared a collective vision to become the single source provider for lenders. Navigator Lending Solutions supports Retail, Wholesale and Correspondent lending channels.
Marimark Mortgage is a licensed Florida mortgage lender/broker offering loans in Florida, Virginia and Pennsylvania. Whether you are buying a new home or refinancing, we have loan options that best fit your needs. We also use all the latest technologies to ensure a safe and easy loan process that delivers results.
19046 Bruce B Downs Blvd, Suite 234, Tampa, FL, 33647
DeVore Financial Services is to serve our customers with honesty, integrity & competence. We redefine excellence in Mortgage Brokerage services by stepping away from tradition and exploring new innovative ways to serve our customer’s Mortgage needs.Our goal is to provide home loans to our clients while providing them with the lowest interest rates.
Green House Mortgage is a fully and independent mortgage loan origination entity - Currently ONLY in Florida. We can assist in a wide variety of loan programs including VA, FHA, Conventional and Jumbo and Reverse Mortgages.We help originate in both the refinance and purchase scenarios. More specifically
5322 Primrose Lake Circle Suite A, Tampa, FL, 33647
Bliss Mortgage LLC, you can count on us to match you with the best mortgage loan available for your situation. Our licensed and experienced Mortgage Loan Originators take pride in working for the client and understanding their needs. Short on time? We are also accessible during evenings and weekends. Every situation may be different,
We have been in the loan origination business for many successful years. This longevity and confidence comes from our mortgage services to a great many homeowners, and their recommendations to others that result in repeat referral business. Our mission is to be a shining light that will guide our customers.
MERIDIAN MS AIR NATIONAL GUARD FEDERAL CREDIT UNION
6225 M Street, Building 305, Meridian, MS, 39307
The Meridian MS ANG Federal Credit Union was chartered in 1963 as a non-profit financial organization that is regulated by the Nation Credit Union Administration (NCUA). Our Credit Union is owned and operated by its members for the benefit of all members. Our goal is to help each other by providing a quick economic source of confidential credit
We now offer Mobile Deposit Capture and encourage our mobile banking customers to check it out on your mobile device. Or, you may contact one of our customer service representatives for more information on the features of the product, such as how to enable Touch ID, etc. Our customers have requested this product
1817 Cypress Brook Drive, Suite 104, Trinity, FL, 34655
Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area. He is a proven performer who has built an excellent reputation as an honest, knowledgeable and dedicated professional who always takes care of his clients by offering great rates.
