USDA VS FHA in Fredericksburg, Fredericksburg County, VA
In 2025, the USDA loan limit within Fredericksburg, Fredericksburg County, VA is $336,500, while the FHA limit reaches $1,089,300 for a single-family home.
Utilize the Lendersa® USDA loan calculator to contrast today’s best USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents to qualify. Our enhanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help you select the optimal program for your financial status in .
2025 Loan Limits and Downpayment Needs in Fredericksburg, Fredericksburg County, VA
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$726,200
3%
Choosing USDA and FHA Loan Options in Fredericksburg, VA
Lendersa® aims to seamlessly connect you with the finest USDA or FHA loan options swiftly. Choose a starting point among three to find suitable lenders and explore USDA loan programs.
USDA home loans, backed by the Department of Agriculture, are commonly referred to as USDA rural development loans or USDA mortgages, and are only accessible in rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans require none at all.
Abilene Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution.credit unions, Abilene Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union.
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