USDA Loan Vs. FHA loan pro & con for Falmouth, Stafford County, VA

In 2025, USDA loan limit in Falmouth, county of Stafford, VA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Falmouth, VA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Virginia?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(979) 725-9575 1251 miles Lender's profile and map Reviews Hill Bank & Trust Co. 201 East Main Street, Weimar, TX, 78962 The Hill Bank and Trust Co. is an independent community bank pledged to maintain its financial independence and to provide quality banking services to the people, businesses and institutions of the Weimar, Texas area. We believe our most important assets are our customers and employees.
(940) 552-2511 1251 miles Lender's profile and map Reviews The Waggoner National Bank of Vernon 1818 Texas Street, Vernon, TX, 76384 At the time the Waggoner National Bank received its charter as a national bank this country was at war with Spain. The Famous Oklahoma land rush was on the calendar for that year. With a population estimated at 2, 800 Vernon had two cotton gins with the capacity to process 80 bales of cotton a day.
(512) 859-2202 1251 miles Lender's profile and map Reviews The Granger National Bank 201 West Davilla Street, Granger, TX, 76530 Granger National Bank is the oldest banking establishment in Granger; founded in 1920. The current bank building was erected shortly thereafter in 1924. Granger National Bank survived the stock market crash in 1929 and the ensuing depression of the early thirties. Successful decades passed and the bank celebrated its centennial year in 2020.
(308) 534-2100 1253 miles Lender's profile and map Reviews Nebraskaland National Bank 1400 South Dewey, North Platte, NE, 69101 Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today. We always say it's our people that make us special
(979) 968-9511 1254 miles Lender's profile and map Reviews Fayette Savings Bank, SSB 111 East Travis, La Grange, TX, 78945 Fayette County Savings & Loan Association was organized in October of 1976. By March of 1977, all of the necessary stock was sold and Fayette County Savings & Loan Association was chartered on December 31, 1977. Insurance of accounts was obtained on August 28, 1978, and Fayette County Savings & Loan Association opened for business.
(979) 968-3136 1254 miles Lender's profile and map Reviews National Bank & Trust 145 West Colorado, La Grange, TX, 78945 Chartered in 1888, National Bank & Trust is headquartered in La Grange, Texas, and has been a major contributor in the development and expansion of the business and agricultural community since its inception. National Bank & Trust is a full-service Bank with friendly people who take the time to listen
(512) 352-8523 1254 miles Lender's profile and map Reviews The City National Bank of Taylor 212 N. Main, Taylor, TX, 76574 Taylor, established in 1876, is a town of nearly 16, 250 located in the heart of Texas about 35 miles northeast of Austin, the state capital. The I&GN train tracks laid down through Williamson County quickly brought commerce and development to the newly settled town. City National Bank opened its doors in 1900
(605) 224-6264 1255 miles Lender's profile and map Reviews Oahe Federal Credit Union 221 E Pleasant Drive, Pierre, SD, 57501 Oahe Federal Credit Union has been providing services to employees of the City of Pierre and Ft. Pierre, the State of South Dakota, Hughes and Stanley Counties, the Federal Government, South Dakota Retailers, Capital Area Counseling, Avera St. Mary’s, Pierre Indian Learning Center, and School Systems of Pierre and their immediate family members.
(254) 690-2274 1260 miles Lender's profile and map Reviews Greater Central Texas FCU 3305 E Elms Road, Killeen, TX, 76542 Greater Central Texas Federal Credit Union has been open since 1957. The credit union has assets totaling $31.67 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working
(254) 445-4400 1260 miles Lender's profile and map Reviews First National Bank of Dublin 825 N. Patrick, Dublin, TX, 76446 The First National Bank is an independent locally owned bank located in Dublin, Texas. The bank was chartered on May 7, 1985. On January 1, 1997 First National Bank merged with First State Bank of Deleon, Texas. The newly created bank retained the First National Bank's name & opened its main office in Dublin & branches in DeLeon and Gustine, Texas.
(512) 943-2243 1261 miles Lender's profile and map Reviews Waymaker Mortgage 605 River Bend, Suite 100, Georgetown, TX, 78626 Waymaker Mortgage was founded in 2017 by entrepreneur Scottie Campbell, a mortgage loan officer and visionary leader with over a decade of mortgage lending experience. Scottie and Natalie Campbell are passionately driven to help as many families as possible to achieve their American Dream of homeownership and build generational wealth.