USDA and FHA Pro and Con in Falmouth, Stafford County, VA
In 2025, the USDA loan limit for Falmouth, located in the county of Stafford, VA, is set at $776,600. For a single-family home, the FHA loan limit is $1,089,300.
Leverage Lendersa® USDA loan calculator to assess and compare today's best USDA vs. FHA rates. Determine the required income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator allows you to see side by side USDA, FHA, Conforming, and VA loans, aiding your decision on which program in best suits your financial situation.
2025 Loan Limits and Downpayment Requirements in Falmouth, Stafford, VA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Falmouth, VA
The goal at Lendersa® is to quickly and effortlessly obtain the best USDA or FHA loan for you. Choose one of the three suggested pathways that connect you with lenders offering pertinent USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government’s Department of Agriculture and is only available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment, making them a favorable option for homebuyers in rural areas.
Buwalda Mortgage Services Inc., AKA BMS Inc., offers a variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family owned business that has over 24 years experience in mortgage lending, finance, and retail Banking.variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family
Our mission here at Valleywide Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
All Family Lending & Real Estate has been providing mortgage loans and real estate sales to the residents of Hanford and the surrounding areas since 2005 and also All Family Lending apart is our ability as Mortgage Brokers to reach across several loan programs and products,effectively tailoring a loan to each and every one of our unique customers.
Welcome to Mid Valley Financial (MVF), the premier mortgage provider in Central California. With over 35 years of experience in Fresno, California, we have established ourselves as a trusted name among local real estate agents, title companies, and lenders. Our commitment to excellence has made us a leading provider of real estate loans across Cali
Our firm collaborates with real estate investors throughout California. We diligently provide services for hard-to-fund loans, requiring a detailed approach to discover funding solutions. With 20 years of experience, our licensed brokers have established a vast network of private funding investors.
Fresno First Bank is dedicated to the banking needs of businesses, professionals, & successful individuals throughout Central CA. We believe businesses & individuals want the "hands-on, know your customer" approach. It is our mission to provide a full range of banking services differentiated by an ability to tailor & adjust services quickly.
7471 N. Remington Avenue, Suite 102, Fresno, CA, 93711
At HomeBridge Financial Services, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
653 W. Fallbrook Ave, Suite 102, Fresno, CA, 93711
At Precision Home Loans, we believe how you get your mortgage matters. By making the effort to understand your full financial picture, we can offer you the right loan products. This is our promise to you. No strings attached. Just one ethical and caring transaction from our family to yours.
Valley Wide Reverse Mortgage is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Advisory Home Loans is a Mortgage Broker located in Fresno, California. We offer custom loan terms, for example, if you have a 30 year fixed rate loan that is 3 years old, instead of "going backwards" with a new 30 year loan we can do a 27 year term. You name the term, we can do it (30 years and lower).
Community Home Loans once in a lifetime opportunity presently exists for that visionary entity who can fully grasp the significance of the US Federal Trademark: Community Home Loans. It is truly the name that connects with customers worldwide. It is the name that represents the image of the new United States residential mortgage frontier.
