USDA VS FHA in Lansdowne, Loudoun County, VA

In 2026, the USDA loan limit in Lansdowne, within the county of Loudoun, VA, is set at $776,600. Comparatively, for a single-family home, the FHA loan cap is $1,089,300.

Employ the Lendersa® USDA loan calculator to thoroughly evaluate today's top USDA vs. FHA rates. This will allow you to understand the income, credit score, reserves, and paperwork required for qualification. Our cutting-edge mortgage calculator places USDA, FHA, Conforming, and VA programs side by side for an informed decision on the best option for your financial needs in .

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Loan Limits and Down Payment Details in Lansdowne, County of Loudoun, VA in 2026

Type of Loan Maximum Amount Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Explore USDA and FHA Loan Options in Lansdowne, VA

The mission of Lendersa® is to efficiently secure the optimal USDA or FHA loan, effortlessly. Choose one of our three pathways to connect you with lenders and USDA loan programs suited for you.

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Understanding USDA Loans in VA

The USDA home loan, a form of government-backed lending from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural zones. FHA loans typically require a minimum down payment of 3.5%, whereas the USDA mortgage permits no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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