USDA and FHA Pro and Con in Belmont, Loudoun County, VA
For 2026, the USDA loan limit in Belmont, which is in Loudoun county, VA, is set at $776,600, whereas the FHA limit for single-family homes is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates of today between USDA and FHA and figure out the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA, side by side, aiding you in choosing the most suitable program in for your financial needs.
2026 loan limits and down payment conditions in Belmont, in the county of Loudoun, VA
Loan Variety
Loan Cap
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan alternatives in Belmont, VA
The aim of Lendersa® is to quickly find you the optimal USDA or FHA loan without the hassle. Choose any of the three pathways provided to converge with matching lenders and USDA loan offerings.
A USDA home loan, secured by the U.S. Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans that necessitate a small down payment of 3.5%, USDA mortgage loans do not require any down payment at all.
19775 Belmont Executive Plaza, Suite 350, Ashburn, VA, 20147
Lends in Virginia
Main Street Home Loans was founded on the philosophy that “One size does NOT fit all.” Especially when it comes to your home. We take a very consultative approach with every client to ensure that this new mortgage fits within their short- and long-term financial goals.Each of our Home Loan Consultants understand.
22110 Pacific Boulevard, Suite 100, Sterling, VA, 20166
Lends in Virginia
Strategic FCU is a not-for-profit, cooperative financial institution owned and governed by its members. Members' deposits are Federally insured and Strategic FCU is Federally regulated by the National Credit Union Administration (NCUA). Our sole purpose is to provide our members with the best possible financial services at the lowest cost.
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Northwest Federal Mortgage Lending Center Cary, NC
200 Spring St, Herndon, VA, 20170
Lends in Virginia
Northwest Federal will be the lifetime financial partner for our member-owners. Our Mission is To create quality financial relationships for a lifetime by providing valuable financial products and service that exceed members’ expectations. Together, we serve and inspire to transform lives.
Mable is all you need for everything Mortgage + Real Estate. When looking for your home, choosing the right mortgage and real estate team is important just like choosing the right property. Mable has agreements with the top lenders in the country and wholesale pricing resulting in lower rates and payments for you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
801 Sycolin Road SE, Suite 101, Leesburg, VA, 20175
Lends in Virginia
Loudoun Credit Union was chartered in September 1977 (Charter #66954) pursuant to the provisions of the Virginia Credit Union Act. The credit union is a corporation chartered under the laws of the state of Virginia and regulated by the State Corporation Commission and the National Credit Union Administration.
Oak Hill Mortgage, LLC, a veteran owned company, is committed to providing our clients with the highest quality loan origination services, combining outstanding service with very competitive rates. We work with our clients to structure the right loan solution (lender, program, rate, and terms) to satisfy your home financing needs.
1943 Isaac Newton Square East, Suite 100, Reston, VA, 20190
Lends in Virginia
JMB is a commercial-focused community bank serving businesses and consumers in Northern VA, Maryland, and DC. Our presence is found in the businesses that fuel the local economy. We’re in the background, championing nonprofits and helping them drive their mission forward. But what truly sets us apart is our team.
