USDA Vs. FHA Pro and Con comparison in Loudoun-Valley-Estates, Loudoun County, VA

In 2025, the USDA loan limit for Loudoun-Valley-Estates, situated in Loudoun, VA, is $657,900. The FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Loudoun-Valley-Estates, Loudoun, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Loudoun-Valley-Estates, VA

Lendersa® is focused on securing the best USDA or FHA loan quickly and without difficulty. Choose one of three starting points to connect with matching lenders and USDA loan programs.

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About USDA Loans in VA

Guaranteed by the Department of Agriculture, a USDA home loan, known also as a USDA rural development loan or mortgage, is only available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • At Alpha Omega Mortgage. We are a full-service mortgage company based in Davis, CA. We specialize in FHA, First Time Home Buyer, Jumbo in Davis. We also serve the surrounding cities in Yolo County. Whether you are buying a home or refinancing in our around zip code 95616. we can help you realize your dream of home ownership
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