USDA VS FHA in Loudoun-Valley-Estates, Loudoun County, VA
In 2026, the USDA loan limit for Loudoun-Valley-Estates, situated in Loudoun, VA, is $657,900. The FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Loudoun-Valley-Estates, Loudoun, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Loudoun-Valley-Estates, VA
Lendersa® is focused on securing the best USDA or FHA loan quickly and without difficulty. Choose one of three starting points to connect with matching lenders and USDA loan programs.
Guaranteed by the Department of Agriculture, a USDA home loan, known also as a USDA rural development loan or mortgage, is only available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment.
22110 Pacific Boulevard, Suite 100, Sterling, VA, 20166
Lends in Virginia
Strategic FCU is a not-for-profit, cooperative financial institution owned and governed by its members. Members' deposits are Federally insured and Strategic FCU is Federally regulated by the National Credit Union Administration (NCUA). Our sole purpose is to provide our members with the best possible financial services at the lowest cost.
19775 Belmont Executive Plaza, Suite 350, Ashburn, VA, 20147
Lends in Virginia
Main Street Home Loans was founded on the philosophy that “One size does NOT fit all.” Especially when it comes to your home. We take a very consultative approach with every client to ensure that this new mortgage fits within their short- and long-term financial goals.Each of our Home Loan Consultants understand.
801 Sycolin Road SE, Suite 101, Leesburg, VA, 20175
Lends in Virginia
Loudoun Credit Union was chartered in September 1977 (Charter #66954) pursuant to the provisions of the Virginia Credit Union Act. The credit union is a corporation chartered under the laws of the state of Virginia and regulated by the State Corporation Commission and the National Credit Union Administration.
Northwest Federal Mortgage Lending Center Cary, NC
200 Spring St, Herndon, VA, 20170
Lends in Virginia
Northwest Federal will be the lifetime financial partner for our member-owners. Our Mission is To create quality financial relationships for a lifetime by providing valuable financial products and service that exceed members’ expectations. Together, we serve and inspire to transform lives.
Mable is all you need for everything Mortgage + Real Estate. When looking for your home, choosing the right mortgage and real estate team is important just like choosing the right property. Mable has agreements with the top lenders in the country and wholesale pricing resulting in lower rates and payments for you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Oak Hill Mortgage, LLC, a veteran owned company, is committed to providing our clients with the highest quality loan origination services, combining outstanding service with very competitive rates. We work with our clients to structure the right loan solution (lender, program, rate, and terms) to satisfy your home financing needs.
