USDA Vs. FHA Pro and Con comparison in University-Center, Loudoun County, VA

For 2025, the USDA loan limit in University-Center, located in Loudoun county of VA, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today’s best rates between USDA and FHA loans. This enables you to determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in the decision of which program in best suits your financial needs.

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2025 Loan Limits and Down Payment Requirements in University-Center, County of Loudoun, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Discovering USDA and FHA Loan Options in University-Center, VA

The purpose of Lendersa® is to provide you with the best USDA or FHA loan efficiently and hassle-free. Choose one of three start options to connect with matching lenders and explore USDA loan programs.

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What Is a USDA Loan in VA?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is secured by the government through the Department of Agriculture. It is available in rural neighborhoods only. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • he United Nations Federal Credit Union (UNFCU), founded in 1947, is a member-owned, not-for-profit cooperative that offers a range of banking, investment and insurance products and services to the global UN community. We have more than 155, 000 members in over 200 countries, assets in excess of USD $6B, and more than 600 employees.
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  • Don Anfuso, a licensed mortgage expert with 20 years of experience in New Jersey. I specialize in providing fast and accurate pre-approval letters for serious buyers, without putting a ding on your credit. Call today and get honest answers without any obligation and don mortgage company as a high school student about 25 years ago.
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