In 2026, within the county of Russell, VA, the USDA loan limit for Lebanon is set at $336,500. Meanwhile, the limit for FHA loans on a single-family home is $472,030.
To explore today's most competitive USDA vs. FHA rates, use the Lendersa® USDA loan calculator. It helps determine the income, credit, reserves, and documents needed for qualification. This advanced mortgage tool compares USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® strives to secure the best possible USDA or FHA loan efficiently and without hassle. Choose one of three initial starting paths to match with lenders and delve into USDA loan programs tailored to your needs.
A USDA home loan is supported by the government’s Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. Available only in rural areas, it contrasts with FHA loans, which require a minimum down payment of 3.5%, as USDA loans require none at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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