USDA Loan Vs. FHA loan for Richlands, VA [Tazewell County ]

In 2026, the USDA loan limit for Richlands within Tazewell, VA, is set at $336,500. In contrast, for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding you in deciding which program in is most suitable for your financial requirements.

USDA and FHA Loan Options in Richlands, VA

Lendersa® is dedicated to securing the best USDA or FHA loan promptly and with ease. Choose from three initial steps to link up with lenders and USDA loan options that meet your criteria.

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Understanding USDA Loans in VA

A USDA home loan, also known as a rural development loan or mortgage, is backed by the Department of Agriculture and applicable only in rural settings. Unlike FHA loans, which need a minimum down payment of 3.5%, USDA loans do not require any down payment.

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Richlands Lenders
(276) 963-0836 Lender's profile and map First Sentinel Bank 315 Railroad Avenue, Richlands, VA, 24641 Lends in Virginia Local people serving local people. Our motto is the driving force behind all of First Sentinel Bank's efforts to build deeper connections with our communities, our customers, and our employees. First Sentinel Bank continues to stand apart from competitors through grass-roots involvement with our local communities.
(276) 935-8111 Lender's profile and map Legacy Bank VA 20957 Riverside Drive, Grundy, VA, 24614 Lends in Virginia Legacy Bank (Formerly Grundy National Bank) was established in 1964 to serve the financial needs of the community while making a profit. Our strong capital base and good earnings have allowed us to make the technological enhancements required by the changes that are taking place in the banking industry.
(276) 935-8161 Lender's profile and map TruPoint Bank 20089 Riverside Drive, Grundy, VA, 24614 Lends in Virginia In 1975, a group of individuals had a vision and a dream that banking could and should be better for YOU, the hard working citizens of this region. The goals included helping new businesses to become established and many older ones to expand ... provide opportunities for our children
(276) 783-3116 Lender's profile and map The Bank of Marion PO Box 1067, Marion, VA, 24354 Lends in Virginia The Bank of Marion is the third oldest bank in Virginia. That says a lot about the stability and success of our bank! Grounded in the principals of customer service and hometown banking, we have never wavered from our original mission We have always embraced the latest proven technologies to ensure the very best in customer convenience.
(800) 971-4671 Lender's profile and map First Community Bank California 101 Sanders Lane, Bluefield, VA, 24605 Lends in Virginia First Community Bankshares, Inc.(Opens in a new Window), a financial holding company, is headquartered in Bluefield, Virginia, and provides banking products and services through its wholly owned subsidiary First Community Bank. With roots dating back to 1874, we have a rich history of community and customer involvement.
(276) 628-9558 Lender's profile and map First Bank and Trust Company 667 West Main Street, Abingdon, VA, 24210 Lends in Virginia First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee. The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches
(276) 395-2230 Lender's profile and map Miners Exchange Bank 483 Front Street, Coeburn, VA, 24230 Lends in Virginia Miners Exchange Bank has always endeavored to bring the finest in banking services to our customers. Our technology department boasts the latest and greatest the banking industry has to offer. Services offered by our competition are very similar to ours, but it is the way in which those services are delivered that makes all the difference.