In 2026, the USDA loan limit for Abingdon, located in Washington county, VA, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. This tool will help you determine the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, guiding your decision on the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to connect you with the best possible USDA or FHA loan quickly and without hassle. Start by selecting one of three initial pathways that lead you to matching lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusive to rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none, thus being more accessible for rural homebuyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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