USDA Vs. FHA your options comparison in Abingdon, Washington County, VA

In 2026, the USDA loan limit for Abingdon, located in Washington county, VA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates. This tool will help you determine the necessary income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, guiding your decision on the most suitable program in for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Abingdon, Washington, VA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Abingdon, VA

The mission of Lendersa® is to connect you with the best possible USDA or FHA loan quickly and without hassle. Start by selecting one of three initial pathways that lead you to matching lenders and explore USDA loan programs.

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Explaining USDA Loans in VA

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is exclusive to rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none, thus being more accessible for rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AGCU
  • 1535 N. Campbell Ave, Springfield, MO, 65803
  • AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.

  • Gateway Mortgage Services, LLC
  • 428 Boston Post Road, Waterford, CT, 06385
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  • 1st Equity Capital Funding, Inc.
  • 4359 35th Street North, Suite E5, Saint Petersburg, FL, 33714
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  • Twenty First Century Mortgage Services Inc
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  • Sea Vista Home Loans
  • 14955 Gulf Blvd, Madeira Beach, FL, 33708
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  • Great Southern Bank
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  • Westfield Bank
  • 141 Elm Street, Westfield, MA, 01085
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  • Straits Area Federal Credit Union
  • 201 Locust Street, Cheboygan, MI, 49721
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