USDA and FHA Pro and Con in Kingstowne, Fairfax County, VA
In 2025, the USDA loan limit for Kingstowne in Fairfax, VA is $657,900, while the FHA limit for a single-family home is $1,089,300.
Use Lendersa®'s USDA loan calculator to compare today's best USDA versus FHA rates and identify the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you decide which program in is best for your financial needs.
2025 Loan Limits and Down Payment Requirements in Kingstowne, Fairfax county, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Kingstowne, VA
Lendersa® aims to quickly connect you with the best USDA or FHA loan without hassle. Select from three starting points that lead to matching lenders and USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
Gerard Mortgage LLC, your Texas home loans experts dedicated to making your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Centex Citizens received its original charter in 1954 as Mexia State School Credit Union to serve the employees of Mexia State School. It was virtually operated on a "back-pocket" system with a signature and handshake being all that was required for employees to make small loans. With each passing year, the membership and assets grew.
Incommons Bank wholeheartedly believes that a community bank is just that — a bank built by the community it serves. For 130 years of handshake banking, Incommons Bank has striven to be "The Best Community Bank in Central Texas, " and has worked closely with its communities and customers by listening to their needs and providing the support to help
United Community Credit Union has been open since 1950. The credit union has assets totaling $123.53 Million and provides banking services to more than 13, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.
The First National Bank of Fletcher is and has always been locally owned and operated. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. We take pride in having served our community since 1901.
Susser Bank was founded in 1959 as an institution to serve Affiliated Food Stores, their owners, employees and their families. With a continued dedication to serving clients and their communities, the bank grew steadily for decades.
In 2018, Susser Bank Holdings LLC purchased control of Affiliated Bank, bringing the capital
701 Highlander Blvd, Suite 350, Arlington, TX, 76015
We offer nationwide advisory services in all commercial real estate markets and for most asset classes. At PRC, our team works to provide commercial real estate financing solutions to business owners nationwide. We assist in the funding of all property types from $1 million to $500 million.
