In 2025, the USDA loan limit in Oak-Grove, within Loudoun county, VA, is set at $657,900. For a single-family home, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates, and ascertain the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in best suits your financial needs.
2025 Loan Limits and Downpayment Requirements in Oak-Grove, County of Loudoun, VA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Oak-Grove, VA
Lendersa® aims to efficiently secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to connect with matching lenders and uncover suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture. It is offered only in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require no down payment at all.
Founded by Terri Mickelsen in 2017, Clean Energy Credit Union is a financial institution focused solely on providing customized loans that reduce the cost of clean energy products and services for individuals who seek to make a positive impact on this world. Our team is passionate about promoting clean energy in order to protect our environment.
Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.
Colorado Mortgage Company is a small but mighty team that "gets stuff done". Our processor, Holly, and our production manager, Nancy, along with John's wife, Beth, work alongside John to make our interactions with clients and strategic partners as seamless as possible. We specialize in purchases as well as refinancing, conventional and more
Members Financial FCU was federally chartered in 1940 and began providing a very limited array of financial services to a handful of employees at Shell Oil Company here in the Permian Basin. In 2008, we acquired Sid Richardson CU and we continue to grow. Offering many products and services, Members Financial FCU is now YOUR community credit union.
Heritage USA Federal Credit Union (HUSA) began as Permian Telco Federal Credit Union in 1949 serving Southwestern Bell employees. During the next 53 years Permian Telco allowed Select Employer Groups (SEGs) into HUSA’s field of membership and eligible members had to work for one of the Select Employers to become a credit union member.
Intelligent Investments, Inc. was established in 1999. We only hire highly experienced industry professionals. Our professional team is critical to the long-term success of our company. Experience and professionalism offer our clients the tools needed to help them understand the loan process.
American Liberty’s ultimate goal is to create clients for life so that we may continue providing excellent service We are Denver, Colorado’s Top Mortgage Lender for Colorado home purchase loans and mortgage refinancing of your FHA, VA and conventional loans. American Liberty Mortgage is committed to providing our clients with a smooth mortgage
Sage Capital Corp. was founded in 1978 and provides short term commercial loans secured by real estate. Over the years, we have built a strong reputation for honesty and integrity. Our niche is speed and flexibility. If you have a deal that has to close quickly or doesn’t quite fit the bank mold, give us a call.
