In 2026, the USDA loan limit in Oak-Grove, within Loudoun county, VA, is set at $657,900. For a single-family home, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates, and ascertain the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® aims to efficiently secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to connect with matching lenders and uncover suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture. It is offered only in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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