USDA Vs. FHA your options comparison in Oak-Grove, Loudoun County, VA

In 2025, the USDA loan limit in Oak-Grove, within Loudoun county, VA, is set at $657,900. For a single-family home, the FHA limit is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates, and ascertain the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in best suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Oak-Grove, County of Loudoun, VA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Oak-Grove, VA

Lendersa® aims to efficiently secure the best USDA or FHA loan for you without hassle. Choose one of three starting points to connect with matching lenders and uncover suitable USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in VA?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture. It is offered only in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Berkeley Mortgage, LLC
  • 123 Paris Ave, Suite 2D, Northvale, NJ, 7647
  • Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.
  • Carolina Ventures Mortgage LLC
  • 3 Bypass Lane, Chapel Hill, NC, 27517
  • Carolina Home Mortgage is a family-owned mortgage broker you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money, so we are not motivated to push you into a set product or cross sell financial accounts.
  • CIMG Residential Mortgage
  • 1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517
  • "At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions. We see ourselves as a small business with a big responsibility
  • FountainFunding
  • 13 Neil rd, Spring Valley, NY, 10977
  • BH As a Hard Money Loan Lender, I have built a portfolio of 50+ personal private lenders and loan companies, making us a trusted resource in the industry. With almost a decade of experience, our company has successfully facilitated a wide range of loans, catering to various needs and situations. Because we are not bonded to one specific compa
  • Rockland Employees Federal Credit Union
  • 170 East Central Avenue, Spring Valley, NY, 10977
  • Rockland Employees Federal Credit Union is committed to providing the best possible financial services, value and financial education to its diverse membership. Rockland Employees Federal Credit Union (REFCU) is a not-for-profit financial institution, founded in 1962 by people just like you who believe in the values of the community.
  • Money Depot LTD
  • 259 W Route 59, Spring Valley, NY, 10977
  • Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply
  • The Bank of Magnolia Company
  • 122 North Main Street, Magnolia, OH, 44643
  • In 1899 the three sons of William H. Greer opened the doors of a bank at 122 North Main Street in Magnolia. The original name was William H. Greer’s Sons, but in 1910 the bank was incorporated as The Bank of Magnolia Company. The Bank of Magnolia has grown over the past century, currently operating offices in Magnolia, East Sparta and Canton.
  • Steuben Citizens Federal Credit Union
  • 2 Wilson Avenue, Bath, NY, 14810
  • The NCUA chartered the VAC Employees CU in 1949. Originally for the VA medical center. The Credit Union is now known as Steuben Citizens Federal Credit Union. Anyone who works, lives, or worships in Steuben County!! VA medical center. The Credit Union is now known as Steuben Citizens Federal