As of 2026, the USDA loan limit for Orange in Orange county, VA, is $336,500. For a single-family home, the FHA loan limit is $472,030.
Use the Lendersa® USDA loan calculator to explore today's optimal USDA versus FHA rates. This tool helps discern the financial requirements such as income, credit, reserves, and necessary documents to qualify. By utilizing our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, making it easier to choose the right program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our mission is to help you obtain the best USDA or FHA loan quickly and efficiently, without unnecessary stress. Select one of the three initial paths below to connect with the most suitable lenders and relevant USDA loan programs for your needs.
A USDA home loan is one that is backed by the government's Department of Agriculture, commonly known as a USDA rural development loan or a USDA mortgage. These loans are exclusively available in rural settings. Unlike FHA loans which mandate a down payment of at least 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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