USDA Vs. FHA your options comparison in Pantops, Albemarle County, VA
In 2025, the USDA loan limit for Pantops in Albemarle county, VA, is set at $368,000, while the FHA limit for a single-family home is $507,150.
Use the Lendersa® USDA loan calculator to compare the optimal USDA vs. FHA rates available today and identify the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator enables you to see USDA, FHA, Conforming, and VA options side by side, helping you choose which program in best suits your financial situation.
Loan Limits and Downpayment Requirements in Pantops, County of Albemarle, VA for 2025
Loan Type
Loan Limit
Down Payment
USDA
$368,000
0%
FHA
$507,150
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Pantops, VA
Lendersa® strives to quickly secure the best USDA or FHA loan for you without hassle. Choose from one of three options below to connect with matching lenders and explore the USDA loan programs:
The USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government's Department of Agriculture. Available only in rural neighborhoods, it contrasts with FHA loans, which require at least a 3.5% down payment, as USDA loans require none.
Loanry® is an Interactive Platform & the consumer facing brand. The backend of Loanry is powered by the company’s lead generation platform that connects lenders with consumers looking for personal loans, business loans, & mortgages among other types of loans. Consumers can even shop Loanry's money tools to compare real-time rates
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20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
We specialize in purchase transactions. Unlike a refinance, a purchase transaction has time frames & contractual commitments that unless honored can cause stress, financial penalties, the loss of your dream home & even the loss of your earnest money deposit. You want to make sure to entrust your purchase loan & transaction to an expert in this fiel
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3501 Jamboree Road, Suite 430, Newport Beach, CA, 92660
Double A Funding is a Full-Service Mortgage Brokerage Company. We have flexibility to shop the entire lender market. This can provide borrowers a significant pricing advantages over banks. Double A Funding Provides both COMMERCIAL LOANS and RESIDENTIAL LOANS with other MULTIFAMILY LOANS or Private Money Loans.
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Back Bay Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
