USDA Vs. FHA your options comparison in Petersburg, Petersburg County, VA
In 2025, the USDA loan cap for Petersburg, within Petersburg, VA is $428,700, while the FHA limit for a single-family home is $546,250.
Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates. Determine the required income, credit, reserves, and documents necessary for qualification. Through our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to decide which program in suits your financial needs best.
Loan Limits and Down Payment Requirements for 2025 in Petersburg, Petersburg, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,700
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Petersburg, VA
The goal of Lendersa® is to efficiently provide you with the highest quality USDA or FHA loan without any hassle. Pick one of three starting points to connect with lenders and USDA loan offerings.
A USDA home loan, backed by the government through the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is only available in rural areas and requires no down payment. In contrast, FHA loans need at least a 3.5% down payment.
6424 E. Greenway Pkwy 100-442, Scottsdale, AZ, 85254
Tri-Point Capital specializes in financing for real estate investors that want to leverage their capital through Private Money financing. From Fix & Flip loans to commercial and new construction deals, contact us for our easy approval process. We are a broker and a direct lender putting private party capital investors together with real estate inve
11333 N. Scottsdale Rd. #293, Scottsdale, AZ, 85254
Merchants Mortgage and Merchants Funding is a private lender that specializes in short-term loans to real estate investors. We lend in Colorado, Arizona, Oregon, Washington, Kansas, Missouri, Texas, and California. The company has closed over $3 Billion in fix-and-flip, fix-to-hold, and construction transactions for its clients.
11333 N Scottsdale Rd, Suite 293, Scottsdale, CA, 85254
Orchard Funding is a private lender providing fix & flip, bridge financing and ground up construction loans for the professional real estate investor. Loans are underwritten and funded in-house thus enabling swift decisions, flexible lending solutions and quick closings. Orchard Funding originates approximately $60,000,000 in loans annually.
2701 E Insight Way, Suite 150, Chandler, AZ, 85286
At Barrett Financial Group, we harness 20 years of experience to offer you unparalleled lending solutions. From conventional mortgages to niche loans for self-employed individuals, our expertise spans FHA, VA, USDA, and more. Trust us to provide tailored, professional guidance and financing options to suit your unique needs. Contact us today to mak
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
16810 East Avenue of The Fountains Ave, Fountain Hills, AZ, 85286
Discount Mortgage Founder of the steve We are a full-service mortgage company based in Fountain Hills, AZ. We specialize in originating Home Loans EVERYWHERE in Arizona, EVERYWHERE in Colorado and EVERYWHERE in California and surrounding cities. Get Your easy, hassle-free digital mortgage here.
Our mortgage lending services cater towards getting our clients the best options possible, no matter their financial situation or real estate background. Whether you need help negotiating a mortgage for an investment property or existing home, or purchasing a new home, EWU Lending can manage all your mortgage needs.
2701 E Insight Way, Suite 150, Chandler, AZ, 85286
Cascade Financial Services Since opening our doors in 1999, Cascade Financial Services has grown to become one of the most trusted lenders in Affordable Housing. Our goal is to help thousands of families realize the dream of home ownership by offering mortgage loan solutions customized to the manufactured housing.
Next-Financing is based in Scottsdale, Arizona and has a satellite office in Silicon Valley, California. We are a Nationwide lender offering a wide array of financing options for investors, including fix & flip loans, rental loans, vacation rental loans and cash-out refinance loans. Fast pre-approvals via term sheet without pulling your credit.
Pinnacle Lending Group experienced staff are experts and know in the ins and outs of the real estate market in Las Vegas and the surrounding counties of Clark, Lincoln and Nye. We know all the local REALTORS, appraisers and building inspectors and as we work with them daily we know exactly what they need from a Las Vegas
