USDA VS FHA in Colonial-Heights, Colonial Heights County, VA
In 2026, in Colonial-Heights, Colonial Heights county, VA, the USDA loan limit is set at $428,700, whereas an FHA limit for single-family homes is $356,362.
Use Lendersa®'s USDA loan calculator to effectively compare current USDA and FHA rates. Identify the income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help you decide which program is best suited for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Colonial-Heights, Colonial Heights county, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,700
0%
FHA
$356,362
3.5%
Conventional Conforming
$0
3%
Exploring USDA and FHA Loan Options in Colonial-Heights, VA
Lendersa® is dedicated to quickly securing the best USDA or FHA loan without any hassle. Choose from three initial pathways that connect you with lenders offering USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Commonwealth Mortgage and Investments, is a local mortgage company located in Chester, Virginia and has been servicing the Tri-City area for the past 25 years in the same location. They offer all type of mortgage loans and also With over 20 years in the business, we specialize in VA loans and have some of the best VA interest rates in the area.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
In the fall of 1938, President John Manuel Gandy requested the establishment of a Federal Credit Union at the Virginia State College, from Superintendent Sidney B. Hall, of the Department of Public Instruction. At a staff meeting on October 19, 1938, President Gandy announced that authority had been granted to proceed to establish the credit union.
4495 Crossings Boulevard, Prince George, VA, 23875
Lends in Virginia
Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.
Hopewell Chemical Federal Credit Union has been open since 1965. The credit union has assets totaling $49.69 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
Close your next deal with 100% financing. Gap funding covers your down payment, closing costs, and rehab — no equity splits, no second liens. Our capital stack includes unsecured gap funding, 0% credit card stacking, Helocs on investment properties and much more..
PAFCU to help as many of our members as possible with their credit needs. Our mission is to counsel members, showing them how to dramatically improve their credit scores so they can pay us less and help our community more. and Finally, our goal is to come up with a solution for all of our members. Our members trust us to find solutions for them.
Call Federal Credit Union provides passionately local banking by opening doors to your financial health. Our mission is to establish relationships that allow us to offer the right products and services that lead to positive financial results for our members and their families. Call Federal was founded in 1962.
9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
Lends in Virginia
Capitol Mortgage Group was created with one goal in mind, finding a Better Way to home loan financing. As an independent mortgage broker, Capitol Mortgage Group has access to hundreds of mortgage lenders across the country. We sort thru and handpick the lenders that not only offer the most aggressive interest rates
