USDA Vs. FHA Pro and Con comparison in Colonial-Heights, Colonial Heights County, VA
In 2025, in Colonial-Heights, Colonial Heights county, VA, the USDA loan limit is set at $428,700, whereas an FHA limit for single-family homes is $356,362.
Use Lendersa®'s USDA loan calculator to effectively compare current USDA and FHA rates. Identify the income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help you decide which program is best suited for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Colonial-Heights, Colonial Heights county, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,700
0%
FHA
$356,362
3.5%
Conventional Conforming
$0
3%
Exploring USDA and FHA Loan Options in Colonial-Heights, VA
Lendersa® is dedicated to quickly securing the best USDA or FHA loan without any hassle. Choose from three initial pathways that connect you with lenders offering USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
SonAriz Financial® is a consumer lender that offers personal loans and auto title loans. We were established in 2004 to assist our community keeping in mind their financial needs. Our business is the definition of Family Owned and Operated. We treat our customers like family.
In order to better serve our customers
AEA Federal Credit Union is a not-for-profit financial cooperative dedicated to people helping people. Membership at AEA Federal Credit Union means becoming part of a credit union family of more than 33,000 members. For over 79 years, the credit union has served residents of Yuma and La Paz counties in Arizona.
Twin River Bank is locally owned by your neighbors and we have invested here in the Lewis Clark Valley Since We have built a reputation as a community bank serving home buyers, real estate investors and builders. We have experienced mortgage lenders that can help you with a purchase, refinance, home improvement or construction lending.
At Good Deeds Mortgage, your loan will never be just another transaction. It’s what gets you and your loved ones into the home of your dreams. But it doesn’t stop there, it also provides shelter for the homeless, feeds starving children, helps mothers in need, and much more. We would be honored to have the opportunity to help find you.
Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
16201 E INDIANA AVE STE 2600, SPOKANE VALLEY, WA, 99216
Universal Funding is a financial services company that provides personalized capital funding programs (invoice factoring, accounts receivable financing) to meet your cash flow needs. With over 65 years of combined experience our team has the expert knowledge to help your business grow and succeed.
The Private Money Store Inc. is a leading provider of private money real estate loans in the Pacific Northwest for business or commercial purposes secured by non-owner occupied investment property, Spec Construction and Vacant Land With over 35 years of private lending consulting and real estate investment experience
Catlin Capital's Loan Officers are entrusted with your very personal financial information and we secure our clients' data and information fully. We understand that securing the right mortgage is an essential part of achieving your financial dreams and goals. At Catlin Capital, we consider ourselves "stewards of wealth
We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
