USDA Vs. FHA Pro and Con comparison in Fort-Lee, Prince George County, VA
In the year 2026, the USDA loan limit for Fort-Lee in Prince George county, VA, is set at $428,720, whereas for a single-family home, the FHA loan limit stands at $535,900.
To compare the top USDA vs. FHA rates today, use the Lendersa® USDA loan calculator. This tool lets you assess the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to help you select the best program for your financial needs in .
2026 Loan Limits and Downpayment Requirements in Fort-Lee, Prince George, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,720
0%
FHA
$535,900
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Fort-Lee, VA
At Lendersa®, our aim is to efficiently get you the best USDA or FHA loan with minimal hassle. Choose from one of the three fundamental paths to match with lenders and discover USDA loan programs.
A USDA home loan is supported by the U.S. Department of Agriculture and is often referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in designated rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment.
4495 Crossings Boulevard, Prince George, VA, 23875
Lends in Virginia
Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.
Hopewell Chemical Federal Credit Union has been open since 1965. The credit union has assets totaling $49.69 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
In the fall of 1938, President John Manuel Gandy requested the establishment of a Federal Credit Union at the Virginia State College, from Superintendent Sidney B. Hall, of the Department of Public Instruction. At a staff meeting on October 19, 1938, President Gandy announced that authority had been granted to proceed to establish the credit union.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
PAFCU to help as many of our members as possible with their credit needs. Our mission is to counsel members, showing them how to dramatically improve their credit scores so they can pay us less and help our community more. and Finally, our goal is to come up with a solution for all of our members. Our members trust us to find solutions for them.
Commonwealth Mortgage and Investments, is a local mortgage company located in Chester, Virginia and has been servicing the Tri-City area for the past 25 years in the same location. They offer all type of mortgage loans and also With over 20 years in the business, we specialize in VA loans and have some of the best VA interest rates in the area.
Close your next deal with 100% financing. Gap funding covers your down payment, closing costs, and rehab — no equity splits, no second liens. Our capital stack includes unsecured gap funding, 0% credit card stacking, Helocs on investment properties and much more..
BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots.
The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business
Call Federal Credit Union provides passionately local banking by opening doors to your financial health. Our mission is to establish relationships that allow us to offer the right products and services that lead to positive financial results for our members and their families. Call Federal was founded in 1962.
