USDA and FHA Pro and Con in Ettrick, Chesterfield County, VA
For 2025, the USDA loan limit in Ettrick within Chesterfield county, VA, is $428,700, whereas the FHA loan limit is $546,250 for a single-family home.
By using Lendersa® USDA loan calculator, you can compare today's USDA vs. FHA top rates and identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you view the USDA, FHA, Conforming, and VA options side by side to determine which program in aligns best with your specific financial needs.
2025 Loan Limits and Downpayment Requirements in Ettrick, Chesterfield, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,700
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ettrick, VA
The goal at Lendersa® is to swiftly secure the best USDA or FHA loan possible for you. Choose one of the three proposed starting points to connect with relevant lenders and explore USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture and is accessible in rural areas only. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment at all.
West View Savings Bank is a Pennsylvania-chartered, FDIC-insured stock savings bank conducting business from five offices in the suburban North Hills of Pittsburgh. Originally organized in 1908 as West View Building & Loan Association, we changed our name to West View Savings and Loan Association in 1954.
1301 Grandview Ave, Suite 100, Pittsburgh, PA, 15237
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American Mortgage Finance, located in Pittsburgh, PA was founded by Jack Catanzarite and Barry Kemper in February 2006. Leveraging the extensive experience of its senior management and loans officers, American Mortgage Finance offers a broad range of mortgage products using the newest and most innovative technology in the industry.
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