USDA and FHA Pro and Con in Ettrick, Chesterfield County, VA
For 2025, the USDA loan limit in Ettrick within Chesterfield county, VA, is $428,700, whereas the FHA loan limit is $546,250 for a single-family home.
By using Lendersa® USDA loan calculator, you can compare today's USDA vs. FHA top rates and identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you view the USDA, FHA, Conforming, and VA options side by side to determine which program in aligns best with your specific financial needs.
2025 Loan Limits and Downpayment Requirements in Ettrick, Chesterfield, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,700
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ettrick, VA
The goal at Lendersa® is to swiftly secure the best USDA or FHA loan possible for you. Choose one of the three proposed starting points to connect with relevant lenders and explore USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture and is accessible in rural areas only. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment at all.
BHFCU has been a part of buying thousands of first cars and starter homes. We've helped hundreds go to school or back to school. Our credit cards and debit cards have bought a lot of birthday presents and groceries. We've believed in small businesses when they were little more than an idea.
2101 Mt. Rushmore Rd, Suite 300, Rapid City, SD, 57701
We are the Midwest's newest Mortgage Lender! Backed by tremendously experienced, ethical, and hardworking individuals; we have over 100 years combined experience and knowledge in the mortgage industry. In a day where it seems everyone is franchising or net branching, we are breaking out of the mold to provide better service.
Omni Home Financing in 2003, and is a leader in the Black Hills mortgage marketplace. A locally owned, boutique mortgage broker serving over 3,000 clients and over $493,000,000 funded, Omni has a great reputation for smooth, on-time, no surprises closings with the best terms, and also Black Hills marketplace in wholesale mortgage lending.
2209 Mount Rushmore Rd, Suite 1, Rapid City, SD, 57701
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The State Bank is a financial institution located in La Junta, Colo. The bank offers a wide variety of checking and investment products and services to customers. It provides various checking products, including free checking, financial connection, Rediclub, business management and corporate accounts.
At Colorado Bank & Trust Company, we believe the customer always come first. No voice mail for our customers – every call is answered by an employee specially trained to get you the answers you need! The Bank opened its first branch in Pueblo, Colorado, on January 19, 2006. The new branch was built on the “Mesa” in eastern Pueblo.
Here at The First National Bank of Hebbronville, we provide you with the best banking possible.
Please come by our location and meet a group of people that will strive to perfect all your banking needs. In addition, you may bank with us 24 hours a day through our Internet Banking or our AudioTel telephone system.
Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union
