USDA Vs. FHA your options comparison in Ettrick, Chesterfield County, VA
For 2026, the USDA loan limit in Ettrick within Chesterfield county, VA, is $428,700, whereas the FHA loan limit is $546,250 for a single-family home.
By using Lendersa® USDA loan calculator, you can compare today's USDA vs. FHA top rates and identify the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you view the USDA, FHA, Conforming, and VA options side by side to determine which program in aligns best with your specific financial needs.
2026 Loan Limits and Downpayment Requirements in Ettrick, Chesterfield, VA
Loan Type
Loan Limit
Down Payment
USDA
$428,700
0%
FHA
$546,250
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ettrick, VA
The goal at Lendersa® is to swiftly secure the best USDA or FHA loan possible for you. Choose one of the three proposed starting points to connect with relevant lenders and explore USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government’s Department of Agriculture and is accessible in rural areas only. Unlike FHA loans, which require a 3.5% minimum down payment, USDA loans require no down payment at all.
In the fall of 1938, President John Manuel Gandy requested the establishment of a Federal Credit Union at the Virginia State College, from Superintendent Sidney B. Hall, of the Department of Public Instruction. At a staff meeting on October 19, 1938, President Gandy announced that authority had been granted to proceed to establish the credit union.
PAFCU to help as many of our members as possible with their credit needs. Our mission is to counsel members, showing them how to dramatically improve their credit scores so they can pay us less and help our community more. and Finally, our goal is to come up with a solution for all of our members. Our members trust us to find solutions for them.
Commonwealth Mortgage and Investments, is a local mortgage company located in Chester, Virginia and has been servicing the Tri-City area for the past 25 years in the same location. They offer all type of mortgage loans and also With over 20 years in the business, we specialize in VA loans and have some of the best VA interest rates in the area.
4495 Crossings Boulevard, Prince George, VA, 23875
Lends in Virginia
Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Close your next deal with 100% financing. Gap funding covers your down payment, closing costs, and rehab — no equity splits, no second liens. Our capital stack includes unsecured gap funding, 0% credit card stacking, Helocs on investment properties and much more..
BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots.
The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business
Hopewell Chemical Federal Credit Union has been open since 1965. The credit union has assets totaling $49.69 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
Lends in Virginia
Capitol Mortgage Group was created with one goal in mind, finding a Better Way to home loan financing. As an independent mortgage broker, Capitol Mortgage Group has access to hundreds of mortgage lenders across the country. We sort thru and handpick the lenders that not only offer the most aggressive interest rates
