In the year 2026, the USDA loan cap in Purcellville, located in Loudoun county, VA, stands at $776,600. For a single-family home, the FHA limit is $1,089,300.
To assess and compare today's competitive USDA versus FHA interest rates, use the Lendersa® USDA loan calculator. You'll be able to determine the income, credit requirements, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loan options side by side to help you select the program in Alabama that best suits your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The aim of Lendersa® is to quickly secure the best USDA or FHA loan at your convenience. Select one of the three pathways to connect with lenders and find USDA loan programs.
USDA home loans are backed by the U.S. Department of Agriculture, commonly known as USDA rural development loans or USDA mortgages, generally available in rural areas. Contrary to FHA loans that demand a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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