USDA Vs. FHA Pro and Con comparison in Purcellville, Loudoun County, VA

In the year 2025, the USDA loan cap in Purcellville, located in Loudoun county, VA, stands at $776,600. For a single-family home, the FHA limit is $1,089,300.

To assess and compare today's competitive USDA versus FHA interest rates, use the Lendersa® USDA loan calculator. You'll be able to determine the income, credit requirements, reserves, and documents necessary for qualification. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA loan options side by side to help you select the program in Alabama that best suits your financial situation.

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Loan limits and down payment requirements for 2025 in Purcellville, Loudoun, VA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Option of USDA and FHA loans in Purcellville, VA

The aim of Lendersa® is to quickly secure the best USDA or FHA loan at your convenience. Select one of the three pathways to connect with lenders and find USDA loan programs.

Lendersa USDA loan application and matching result insights

Overview of USDA Loans in VA

USDA home loans are backed by the U.S. Department of Agriculture, commonly known as USDA rural development loans or USDA mortgages, generally available in rural areas. Contrary to FHA loans that demand a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LENDCO
  • 17100 BEAR VALLEY RD SUITE B, #214, Victorville, CA, 92395
  • Hello and thank you for choosing LENDCO. Honesty, Caring, and Competence are our core values. Our owner Julio Hernandez has been a Real Estate Broker since 2002 and has vast As a Mortgage Broker, we do only one loan application and only one credit pull. We shop the top wholesale lenders in the country and offer some of the lowest rates.
  • Innovation Mortgage Group
  • 12600 Hesperia Road, Suite A, Victorville, CA, 92395
  • Our team of experienced and knowledgeable Loan Officers are ready to serve all of your home financing needs! We understand that purchasing a home is one of the biggest decisions you’ll make. That’s why we combine cutting-edge technology and innovative workflows with an unwavering commitment so you can be confident in your decision.
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  • Gold Key Home Loans
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  • Since 1986 Gold Key Home Loans has Specialized in FHA, VA and Conventional Real Estate Financing for Home Purchasers and Home Owners who want to Refinance or obtain a Reverse Mortgage. my goal was to provide excellent service to my borrowers and the real estate community that I serve.
  • Malone, Victor, Eric
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  • Rivas Mortgage
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  • Choice Lending Corp
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  • A direct mortgage lender based in Victorville, Rancho Cucamonga and San Diego, Choice Lending Corp is committed to helping those in the Inland Empire and San Diego area, and all of California, find the right mortgage product for their needs. Whether you are looking to refinance, learn about reverse mortgage, or are a first-time home buyer
  • Home Loans by Karyn
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  • PO Box 2922, Yakima, WA, 98907
  • Solarity Credit Union’s digitally focused community-centric co-op currently serves more than 50, 000 members and offers a comprehensive range of products and services to meet ever-evolving financial needs. Membership is open to everyone who lives, works, worships, or attends school within a Washington State school district
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  • 732 Summitview Ave, Suite 639, Yakima, WA, 98902
  • PFC of Yakima is a local family-owned company specializing in asset and real estate secured lending. We have been originating, underwriting, and servicing loans in Central Washington since 1992. Michaela Stelzer is the Business Manager and handle accounting and administrative duties for the company.